Which federal employee insurance program is the best one for you to use in your state? Which insurance program offers the most competitive rates?
Answering these questions varies for each person depending on a number of factors including your age, your overall health, your financial situation and what may be available in your geographic location.
To make your decision a little easier, you can use our new search engine to search for the plans available in your state. Just use the pulldown menu to select your state. You will see the health insurance plans that are available to you along with links to the health insurance plan, the websites for the plans in your state, and a directory of medical providers.
Keep in mind that there are changes coming to the federal program in 2011 (See Changes to Your Federal Health Care Plan) and that some health insurance plans will not be available next year (See Is Your Health Plan Leaving the Federal Program? Check to Be Sure or Suffer the Consequences).
If you are only interested in the cost of your health insurance in 2011 (considering cost only when selecting a health insurance plan is not a good idea but perhaps it will make your decision easier), just go to the FedSmith insurance premiums calculator to find the plan that best suits your budget.
This year’s open season for health benefits will run from runs from Monday, November 8, 2010 through Monday, December 13, 2010. Take advantage of the open season, and our search engines, to make the best decision on insurance for you and your family in 2011.