Finding the Cost of Your Insurance in 2015

By on October 10, 2014 in Pay & Benefits with 6 Comments

OPM announced the 2015 insurance premiums earlier this week. The average increase in health insurance for federal employees under the Federal Employees Health Benefits Program (FEHB) is 3.2% according to OPM.

How can you quickly determine what the cost of your new health plan(s) will be? has updated the database of insurance premiums on with the 2015 figures to help you with your plan selection process. Here are some tips on searching through the various plans.

Go to and click on the corresponding categories of insurance premiums in the middle of the page you wish to see – you can choose between health, dental and vision.

The database of health insurance premiums is the most comprehensive, so this example will be based on health insurance. The main page of health insurance rates lists all available plans under the FEHB as published by OPM. You can quickly narrow down the list to the options relevant for your situation using the select menus at the top of the page. You can filter the list by a specific plan, category (HMO or FFS) and/or postal/non-postal plans. See the example screenshot below for illustration:

Insurance Premiums Search Interface

If you prefer to see just one particular plan, select it from the first select menu, leave the other two menus set to “all,” and any matching records will be displayed in the table below. This graphic shows an example of filtering for just one plan:

Insurance Premiums Search Single Plan

Data provided for all plans include what both the employee and government are responsible for paying under each plan.

For more information on the upcoming open enrollment and insurance premiums, be sure to check out our articles on the subject:

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About the Author

Ian Smith is one of the co-founders of He enjoys writing about current topics that affect the federal workforce. Ian also has a background in web development and does the technical work for the web site and its sibling sites.