Was My Personal Information Hacked… Or Not?

By on August 25, 2015 in Q&A with 12 Comments

Q: I read all about how Federal folks (I am CSRS) would be notified by 30-June-15 whether or not their individual accounts were hacked. If no notification was received, then no hack occurred.

Later I read that no one had been informed in a timely manner that they were hacked. Hence, a lot of Federal folks recently concluded “no hack on my account.”

Could you please refer me back to the article I am trying to recall? Right now, I have not been able to find a way to determine my status, and therefore have started paying monthly “Credit Lock” fees to Transunion, Equifax, and Experian, because I have never received a notification letter telling me I was not hacked.

A: I am not sure what article you read. But, OPM did put out this news release on June 4th.

At that time they were planning to send out up to 4 million letters to feds they believed had their identities hacked. I would be leery of assuming you have not been compromised simply because you haven’t received a letter. I believe some feds were being notified via email. We all know how easy it is to delete an email (thinking it is Junk mail) only to find later that it was important.

Plus, since the OPM news release, the potential hacked figure has continued to escalate. Last I heard, it was up to 21 million or more.

Just based on the sheer numbers, I would think that it is still very possible your information has been compromised and you just don’t know it yet.

I like the steps you have taken so far, and I would continue to do what you can to protect yourself. Below is an article I recently (July 5th, 2015) published, on FedSmith.com, giving feds some ideas on steps they can take to shield their identities.

It is titled, Defiled Fed, You’re Clearly ‘Hacked’ Off, But What Can You Do To Protect Yourself?.

I hope this helps you safeguard your hard earned and valuable identity from unscrupulous crooks.

Disclosure: Investing involves risks, including the loss of principal. Asset allocation does not ensure a profit or protect against loss. Securities offered through LPL Financial, member FINRA/SIPC.

Silverlight Financial donates free/no obligation Federal Retirement Readiness Reviews. These reviews culminate with a no cost phone consultation with founder, Randy Silvey. To personally request your FRRR email: randy.silvey@lpl.com

© 2016 Randy Silvey. All rights reserved. This article may not be reproduced without express written consent from Randy Silvey.

Tags:

About the Author

Randy Silvey is the published author of You FIRST, Federal Employees Retirement Guide, one of the bestselling books of its kind on Amazon and Kindle. For over 14 years, he’s been educating and guiding Feds in pursuing wealthier retirement lifestyles. For a list of states in which Randy is registered to do business, please visit www.silverlightfinancial.com. Randy can be reached at 816-524-1515 or www.silverlightfinancial.com. Securities offered through LPL Financial. Member FINRA/SIPC.

Top