Your TSP: How Do Your Investments Compare?

By on January 11, 2016 in Current Events with 4 Comments

The November statistics for the Thrift Savings Plan (TSP) show that the average balance for federal employees in the FERS system is $116,921. The average Roth account for these employees is $7,138.

For CSRS employees, the average balance is $118,935 and the average Roth balance is $11,564.

For military personnel, the average balance is $18,780 and the average Roth balance is $3,901.

35% of TSP investments are in the G fund and 28% in the C fund. 10% of investments are in the S fund, 5% in the I fund and 5% in the F fund. 17% of TSP investments are in the lifecycle funds.
TSPfundinvestments

The latest TSP figures show that the amount of money invested through the TSP is now in excess of $463 billion. There are now more than 4.8 million TSP plan participants and money being rolled into the TSP increased in November. Through November, $1.45 billion was rolled into the TSP which exceeded the 12 month total for 2014 which was $1.42 billion.

For those TSP investors interested in tracking an individual rate of return for your own investments (or even hypothetical ones for comparison), the TSP Portfolio Tracker is a free service that allows you to enter your unique investment transactions (or import previous investments) to track your personal rate of return.

© 2016 Ralph R. Smith. All rights reserved. This article may not be reproduced without express written consent from Ralph R. Smith.

Tags:

About the Author

Ralph Smith has several decades of experience working with federal human resources issues. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters on federal human resources.

Top