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What Should All Retirees Know?

By John Grobe

Wednesday, March 12, 2008

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John Grobe is a retired federal employee with over 25 years of experience in federal human resources and President of Federal Career Experts, a training and consulting firm that specializes in federal employee retirement and career transition issues.

I was planning to write an article with the catchy title "Ten Things All Prospective Retirees Must Know" when I realized that I really didn't know if there were actually ten things, or if it was another number altogether. So I got out pen and paper and started listing.

It didn't take me long to realize that "all prospective retirees" is an elusive demographic. We have many sub-groups, and they may need to know totally different things. For example, we have prospective:

o Law-enforcement and firefighter
o Military technicians
o Air traffic controllers

I would like to do a list of everything anyone needs to know before they retire. The list could be published on FedSmith, and myself and others could provide links to already published articles and write articles on the areas that hadn't been covered. We could keep the articles in the "Retirement Corner" of FedSmith. Please use the comments section of this article to tell me what you think all retirees should know.

© 2008 John Grobe. All rights reserved. This article may not be reproduced without express written consent from John Grobe.

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Readers' Comments

  • It is such a great article. Had fun reading it. For those who are new to the idea of IRA it is an investing tool used by individuals to earn and earmark funds for retirement savings. There are several types of IRAs: Traditional IRAs, Roth IRAs, SIMPLE IRAs and SEP IRAs. You can find out more about I...
    Posted: September 2, 2008 1:41 AM
  • Retirees need a no-nonsense article, in plain english, as to how Government pensions are or are not affected by Social Security. How the offset affects CSRS annuity, etc. Seems to be confusing when you read all of the Social Security brochures/pamphlets as to whom and how it applies. Also relates to...
    Posted: August 20, 2008 2:02 PM
  • In the process of retiring myself, I find that I'm doing it in a very bad economical time. The recent interest rate reduction, turns out, will affect my TSP annuity. Locked at the current low rate will drastically reduce my buying power once the interest rates go up. If your option for TSP is a...
    Posted: July 24, 2008 9:50 AM

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