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Articles by Brad Schardein

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Choosing the Right Life Insurance Policy: Universal Life Addresses a Variety of Needs
Many financial advisors would agree that the foundation of a good financial plan is life insurance. The need to prepare financially in the event of an unexpected death is universal.

Posted: April 29, 2009 | Full Story | Discuss this Article

Life Insurance is Essential in Estate Planning
You need estate planning. It doesn't matter how much you make. It doesn't matter where you work. What matters is whether you want to decide where your assets go after you die or have someone else make the decision for you.

Posted: April 7, 2009 | Full Story | Discuss this Article

Retirement is a Lifelong Journey
Life is a journey. To prepare for a successful retirement, a person needs to take stock of where you are in your career and plan accordingly. Here is a timeline outlining likely realities in different decades of your life and steps you can should take for your future retirement during each decade.

Posted: January 9, 2009 | Full Story | Discuss this Article

Retirement Planning Doesn't End at Retirement
FedSmith readers cover a wide range of ages and different approaches to retirement. Whether you are in CSRS or FERS, and especially if you are under the FERS system, you need to plan for your retirement. Your interests and goals will vary. Here are some of the risks and considerations everyone needs to take into account at different stages of retirement planning.

Posted: December 4, 2008 | Full Story | Discuss this Article

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About Brad Schardein

Brad Schardein LUTCF, a Mutual of Omaha Representative for the past 16 years, specializes in the areas of Wealth Accumulation and Estate Preservation. Mr. Schardein is a Life Underwriter Training Council Fellow.

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