Daily TSP Rates as of May 16, 2012

Articles by Ralph Smith

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Sell in May, Then Go Away?
Should you sell your stock funds in May and buy them back in September in anticipation of lower stock prices at that time? Perhaps, but you may find that you have lost money by trying to time the market.

Posted: May 2, 2012 | Full Story | Discuss this Article

What Do You Need to Know About Your Federal Benefits?
Will Uncle Sam make sure you receive the maximum benefits for a federal employee when you retire? Not likely. What do you need to know about your federal career? Here is one inexpensive way to learn more about the federal HR system.

Posted: April 27, 2012 | Full Story | Discuss this Article

Social Insecurity
How secure is the Social Security program? According to the Social Security Board of Trustees trust funds will be exhausted three years quicker than earlier projections. In reality, the problem is more severe than it appears at first glance.

Posted: April 24, 2012 | Full Story | Discuss this Article

Answering a Few Frequent Questions About a Roth TSP Account
Are you considering utilizing the Roth option in your TSP? Here are answers to a few frequent questions from readers about how the Roth option will work.

Posted: April 23, 2012 | Full Story | Discuss this Article

Enjoy Your Retirement While Appreciating a 1930's "Make Work" Project
To fully enjoy your retirement, take a trip you probably did not have the time or patience to take while working. The Blue Ridge Parkway is one way to see America as it used to be.

Posted: April 16, 2012 | Full Story | Discuss this Article

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Articles by Ralph Smith: 843
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About Ralph Smith

Ralph left federal service to establish the company that became FPMI Communications, Inc. He served for several years as President/CEO of FPMI until shortly after he sold the company to a public corporation. He currently serves as CEO of FedSmith Inc.

For more than two decades, Ralph has written or co-authored numerous books, articles and editorials on issues pertaining to the Federal Government, consulted with numerous federal agencies, organized and addressed a wide variety of federal sector management conferences, and conducted training seminars and addressed conferences for thousands of public managers and employees. He has written extensively on a full range of human resources topics and was a co-founder and publisher of several newsletters on federal human resources.

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In Reference To Article No Article Referenced 5/16/2012 - $50,000 + Bonus for 30 Feds in 2011... 5/2/2012 - Sell in May, Then Go Away?... 4/27/2012 - What Do You Need to Know About Your Federal B... 4/24/2012 - Social Insecurity... 4/23/2012 - Answering a Few Frequent Questions About a Ro... 4/16/2012 - Enjoy Your Retirement While Appreciating a 19... 4/11/2012 - Roth Option Available in May for TSP Investor... 4/9/2012 - Scandalous! Okay, But this Guy is Talented an... 4/5/2012 - Entertainment, Irony and Political Reality in... 4/3/2012 - TSP's C Fund Provides Highest Returns in Marc... 3/25/2012 - Average Federal Salary: $83,679 and Lowest Av... 3/15/2012 - Will Federal Employees Get a Pay Raise in 201... 3/3/2012 - Reversal in the TSP: Investors Buying Instead... 3/2/2012 - Highly Paid Federal Administrative Positions:... 2/24/2012 - Highest Paid US Postal Service Employees... 2/15/2012 - How to Invest in 2012... 2/2/2012 - 208 TSP Millionaires Enjoy a Big Return in Ja... 1/25/2012 - Bill Introduced to Reduce Federal Workers' Pe... 1/23/2012 - Back to the Future: OPM and the Federal Emplo... 1/18/2012 - Withholding G Fund Payments to Avoid the Debt... 1/12/2012 - Federal Employee Preferences: 58% Would Not V... 1/4/2012 - How Did Your TSP Funds Fare in 2011?... 12/23/2011 - Rumor of the Day: Interim Retirement Payments... 12/21/2011 - Tax Cuts, Your Future Federal Retirement and ... 12/18/2011 - Federal Employee Pay Freeze on Tap or Not?... 12/15/2011 - Why Does it Take So Long to Process Federal E... 12/3/2011 - Volatility Continues in Stocks As TSP Investo... 11/28/2011 - Federal Employee Pay Freeze and Extra Time Of... 11/26/2011 - Finding an Individual Federal Employee's Name... 11/21/2011 - What is the Annual Salary of My Federal Colle... 11/3/2011 - TSP Funds Jump in October... 11/1/2011 - Do You Have "Use it or Lose It" Leave? What A... 10/27/2011 - The Federal Workforce On a Yo-Yo: More Federa... 10/19/2011 - 3.6 Percent COLA for 2012... 10/7/2011 - 3.8 Percent Average Health Insurance Increase... 10/6/2011 - First COLA in Three Years for Federal Retiree... 10/4/2011 - Stock Market Spooking TSP Investors... 9/15/2011 - Traveling After Retirement? One Way to Cut Ex... 9/5/2011 - August Ends: Four Months of Decline for TSP S... 8/29/2011 - Federal Employees in an 1880's Rural Farm Set... 8/16/2011 - Flight to Safety: Record Amount Transferred i... 8/9/2011 - NASA Tops List of Innovative Agencies... 8/7/2011 - FERS After 25 Years... 8/2/2011 - TSP Stock Funds Down for 3rd Month... 7/30/2011 - Rally Held in Florida to Protest TSA... 7/25/2011 - Bailing into the G Fund... 7/20/2011 - Perfect Storm for Federal Pay and Benefits Ga... 7/18/2011 - The "Debt Issuance Suspension Period" and $18... 7/14/2011 - Federal Pay, Federal Retirement and the Debt ... 7/5/2011 - TSP Funds Down in June... 6/22/2011 - Cutting Federal Spending: One Federal Agency ... 6/10/2011 - Those "Automatic" Within-Grade Increases and ... 6/2/2011 - TSP Stock Funds Down in May--Up Substantially... 5/31/2011 - The Changing World of Federal Human Resources... 5/17/2011 - Debt Ceiling Reached But Sky Isn't Falling on... 5/11/2011 - Allocating Your TSP Funds: How Do You Compare... 5/4/2011 - TSP Funds Up (Along With Gas and Gold) While ... 4/28/2011 - What Happens to Your TSP Funds If the Debt Li... 4/15/2011 - No Proposed Change to Federal Retirement, Pay... 4/13/2011 - Deficit Reduction Commission Proposals Are St... 4/12/2011 - Bill Would Expand Probationary Period for Fed... 4/6/2011 - After the Shutdown: Will Federal Employees Ge... 3/30/2011 - No Pay Raises for DoD Employees With Unsatisf... 3/15/2011 - Reduced COLA Payments for Federal and Militar... 3/15/2011 - Expanding Entitlements for Same-Sex Domestic ... 3/3/2011 - Leadership, Personal Ambition, and the New (T... 3/2/2011 - Party Time? All TSP Funds Head Up in February... 2/25/2011 - "Changes in Latitudes, Changes in Attitudes:"... 2/22/2011 - A Perfect Storm for Federal Employee Pay and ... 2/20/2011 - Proposed Funding Freeze on Step Increases and... 2/17/2011 - Freezing Federal Employee Pay (Done!) and Res... 2/15/2011 - The Budget "Shell Game" and Your Federal Empl... 2/14/2011 - Why Your Federal Annuity Check Went Down (Con... 2/3/2011 - Positive Start for TSP Funds in January... 1/31/2011 - Why Did Your Federal Annuity Payment Go Down?...

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