Articles by Ralph Smith
An Extra Kick For Your Retirement Funds
A bill introduced in the House could allow retiring federal employees to enhance their Thrift Savings Plan (TSP) accounts by allowing payments for unused annual leave to be added to their TSP accounts.
Posted: March 18, 2010 | Full Story | Discuss this Article
Demographic Destiny? How Your TSP May Fare in 2010 and Beyond
How will your TSP investments perform in 2010 and beyond? There are several factors working against high stock returns that will work against investors who remember the consistent high TSP returns from 1982 - 2000. Our near term stock returns may look more like the 1970's.
Posted: March 16, 2010 | Full Story | Discuss this Article
Are Human Resources Services Available and Is the Advice and Assistance Worthwhile?
Do federal employees have access to human resources advice and assistance? If they do have access, are they satisfied with the quality and professionalism of the advice? Here is how readers responded to a recent survey on the federal human resources service available to them.
Posted: March 10, 2010 | Full Story | Discuss this Article
Winter Got You Down? Check Out Your Thrift Savings Plan Stock Fund Returns for the Past 12 Months
Has the long winter had a negative impact on your mental health? Check out oour Thrift Savings Plan stock fund returns for the past 12 Months and you may feel much better. Here is more good news: all of the funds in the Thrift Savings Plan were up in February.
Posted: March 2, 2010 | Full Story | Discuss this Article
What is the F Fund and Should You Invest in It?
Who wants to invest in securities that are boring? If you are seeking relative safety and security as you accumulate money for your future retirement (or to preserve your money during retirement), boring is not bad. Check out the "boring" performance of the F fund available to federal employees through the Thrift Savings Plan.
Posted: February 26, 2010 | Full Story | Discuss this Article
Articles by Ralph Smith: 694
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Ralph left federal service to establish the company that became FPMI Communications, Inc. He served for several years as President/CEO of FPMI until shortly after he sold the company to a public corporation. He currently serves as CEO of FedSmith Inc.
For more than two decades, Ralph has written or co-authored numerous books, articles and editorials on issues pertaining to the Federal Government, consulted with numerous federal agencies, organized and addressed a wide variety of federal sector management conferences, and conducted training seminars and addressed conferences for thousands of public managers and employees. He has written extensively on a full range of human resources topics and was a co-founder and publisher of several newsletters on federal human resources.
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