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Federal Disability Retirement under FERS and CSRS: Revisiting "Accommodation"
How does agency "accommodation" of an employee's medical condition impact disability retirement?

Posted: March 12, 2010 | Full Story | Discuss this Article

How a Divorce May Impact Your Federal Benefits
How can your federal benefits such as your retirement annuity or Thrift Savings Plan be split with a former spouse as a result of a divorce? Here are some of the specifics.

Posted: March 11, 2010 | Full Story | Discuss this Article

Divorce, Retirement and the Federal Employee
Studies have shown that one of the top five things that can wreck your retirement is divorce or a legal separation just prior to retirement and that is especially true for the federal employee. Whether you are CSRS or FERS, your retirement is property subject to division and can be cut by more than half, your TSP decimated, and survivor elections for any subsequent spouse limited or extremely expensive if you and your divorce lawyer don't understand how federal benefits can be awarded in a divorce.

Posted: March 5, 2010 | Full Story | Discuss this Article

How Much Of A Tax Break Will I Get On My Retirement Annuity When I Retire?
You have contributed to a retirement fund for years. How do taxes work when you begin to withdraw that money? Here is a quick explanation.

Posted: March 3, 2010 | Full Story | Discuss this Article

Leaving Money in the Pot: What Happens to Your TSP Contributions When You Die?
Many readers have asked retirement author John Grobe about what happens to your TSP contributions if you die with "money in the pot." Here are some answers.

Posted: February 27, 2010 | Full Story | Discuss this Article

How One Former Federal Employee Enjoys Retirement
What will you do when you retire? Many people travel to places they have always wanted to visit. Author Steve Oppermann is one of these retirees. He travels around the world, when not conducting human resources seminars for federal agencies.

Posted: February 23, 2010 | Full Story | Discuss this Article

No Money in the Social Security Trust Fund
There would be no Social Security funding problem for at least the next 25 years, if the government had not raided the trust fund. If the trust fund held the $2.5 trillion of surplus Social Security revenue, in the form of real marketable bonds, as it should, it could continue to pay full Social Security benefits until at least 2037.

Posted: February 22, 2010 | Full Story | Discuss this Article

Calculating Your "High-Three" Average Salary
Everybody knows what the high-three is for your future retirement - right? But who knows how to calculate the high-three?

Posted: February 16, 2010 | Full Story | Discuss this Article

Will Government Repay Its Debt to Social Security?
Some people just assume that, since the Social Security surplus was "borrowed" or "stolen," during the period when it was not needed to pay Social Security benefits, the government will automatically repay the looted money when it is needed. It is not at all certain that this will happen.

Posted: February 16, 2010 | Full Story | Discuss this Article

Social Security: The Hidden Problem
There is much debate today about how solvent Social Security is, but most of the debate is over when the trust fund will run out of money, not about whether or not the trust fund actually holds real assets.

Posted: February 12, 2010 | Full Story | Discuss this Article

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