Search:

Custom Search

Readers' Comments

Total Comments: 10
Page 1 of 1

TSP Stock Refunds Reflect Faltering Stock Market

Typical timing mistakes

Programmer
TSO
Mon Feb 4, 2008 3:32 PM

Post Reply

Wonder how many people missed out on last weeks stock market gains because they were in cash... and then got back into the market for today because of last week only to see the market go down right after they put their money in.

This is an all too typical market timing move of selling low.. and then buying high..

Re: Typical timing mistakes

Gen Engr
DoD
Wed Feb 6, 2008 9:37 AM
If you will only do your homework this won't happen to you. I got in, made 3.99%, and then scurried back to the G fund.

Watch the Weather

engineer
Air Force
Mon Feb 4, 2008 4:07 PM

Post Reply

1 - If you do not watch the weather, you will always be buying ice scrapers when it is freezing. Ditto TSP Fund Allocations.

2 - It is more expensive to lose money than it is to not make money. If you lose 20% of your funds (from 100 to 80), it will take a 25% gain to break even (from 80 to 100). However, for those two moves, if you miss both ways by 5%, you go down from 100 to 95, you go up 15% (both ways!), but you end up at 109 instead of 100.

3 - You don't have to hit the top or the bottom exactly.

4 - Learn to watch the weather, financial weather! "Intelligent Investor" - Benhamin Graham "Technical Analysis for Stock Trends: Edwards & Magee

I am 1.16% ahead for 2008. IF THE FRTIB LETS ME KEEP TRYING.... I am on target for 17% this year.

I fund tracking

Earned value Management
DCMA
Tue Feb 5, 2008 9:02 AM

Post Reply

Where can I find the tracking for the I-fund? At the end of the day I can see the share price, but during the day I would like to see what that Market is doing. If you can help I would appreciate it.

Re: I fund tracking

Analyst
DOD
Tue Feb 5, 2008 9:50 AM
You can find the markets being tracked at any number of news sites. Check morningstar.com, CNNMoney etc.

You won't find the I fund tracked during the day. For that matter you won't find mutual funds in general tracked during the day. They're only valued at the end of the day.

Re: I fund tracking

engineer
Air Force
Tue Feb 5, 2008 10:11 AM
The I Fund is priced in TSP once a day. There is no intraday data available.

Get the TSP Fund booklet, http://tsp.gov/rates/fundsheetpkg.pdf

Find that the I Fund is based on the Morgan Stanley "Europe, Austrailia, and Far East (EAFE) Index, and find an Exchange Traded Fund that is founded on the EAFE index. While the fund may be based on the index, different ETFs have different trade strategies they employ to for "TIMING" the buy and sell of stocks in the index. Consequently, none of them track penny for penny to each other or the I Fund. FRTIB has what is called "tracking error" of the I fund to the EAFE index. Interesting pattern!

Try Barclay's iShares MSCI fund, ticker symbol "EFA.' Also consider same company, symbols EFG and EFV

Notice that our I Fund is managed by Barclay's and iShares is Barclay's ETF operation, which is the largest ETF family in the world.

You can't catch a fish if you don't know anything about fishing.

Re: I fund tracking

Analyst
dod
Wed Feb 6, 2008 9:04 AM
Why do you want to see pricing changes during the day?

Fund Tracking

C. Specialist
DoD
Wed Feb 6, 2008 10:14 AM

Post Reply

If you want to track the funds with a 20 minute delay go to this link: http://finance.yahoo.com/q?s=^gspc+^dwcpf+efa+agg&d=t

In order: C, S, I, F

Be smart and good luck!

Re: Fund Tracking

Analyst
DOD
Thu Feb 7, 2008 9:25 AM
This tracks the indexes that the funds are based on, not the funds.

It's close, but not a precise reflection of the funds themselves.

TSP fund tracking

Environmental Potection Specialist
D.O.D.
Thu Feb 28, 2008 9:43 AM

Post Reply

You can track the indexes that the TSP Rates are adjusted by, Here.
http://finance.yahoo.com/q?s=%5Egspc+%5Edwcp+efa+agg&d=t

The S&P 500 INDEX,RTH Is the C fund.
The Dow Jones Wilshire 4500 Complet is the S fund.
The ISHARES MSCI EAFE FD is the I Fund.
The ISHARES LEH AGG FD is the F fund.

Total Comments: 10
Page 1 of 1

Add a Comment about this Article

** All fields are required.
Note: Your comments will not show up right away. FedSmith.com selects the most insightful comments from our readers for posting. If selected, your comments will show up in the comments section after they have been reviewed and approved. See our terms of use for more information.