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Dealing With the Terror of a Falling Stock Market

Not losing money

Supervisory IT Specialist
DoD Navy
Thu Feb 7, 2008 2:06 PM

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You are not losing money unless you transfer funds or cash out of the TSP thru some sort of distribution.

Where the Stock Market is headed.

Independent
Any
Thu Feb 7, 2008 4:25 PM

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It doesn't make any sense to compare today's stock markets to yesterday's markets unless you compare todays financial conditions with yesterday's financial conditions.

The United States as a whole is in bad financial shape, much worse than twenty years ago. The Federal, State and Local Governments have trillions of dollars in unfunded obligations. The tax base is detererating as incomes stagnate and tax receipts from property taxes fall. Who is going to pay or suffer for this situation? My guess that one of the losers will be the stockholders.

Various views

Electronics Engineer
FCC
Mon Feb 11, 2008 7:37 AM

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It is obvious from these posts and those from other articles about the TSP and the markets that lots of rational people have very different viewpoints about what a person should do with his or her money. That being the case, the TSP should stay the way it is so that feds are free to manage (or ignore) their retirement savings in whatever way suits their financial beliefs at the time. If there really is a cost issue (and there is considerable doubt about this), then the TSP should institute fees for making IFTs (including the automatic daily trading in the L Funds) that are sufficient to defray or recover the costs incurred.

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