Readers' Comments
Total Comments: 11
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TSP Stock Funds Turn Around in August
Total Comments: 11
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| Close | Change | YTD | |
| G | $12.6959 | +0.0013 | +3.39% |
| F | $11.9530 | -0.0247 | +0.19% |
| C | $9.2824 | -0.6039 | -43.95% |
| S | $10.1934 | -0.8828 | -48.49% |
| I | $12.0957 | -0.7697 | -51.15% |
| Close | Change | YTD | |
| L 2040 | $11.0060 | -0.6167 | -39.66% |
| L 2030 | $11.2839 | -0.5499 | -35.19% |
| L 2020 | $11.6920 | -0.4696 | -29.78% |
| L 2010 | $13.1320 | -0.2608 | -15.06% |
| L Income | $12.3301 | -0.1593 | -8.46% |
November 20, 2008
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thrift savings
VA
Wed Sep 3, 2008 9:47 AM
Post Reply
I don't understand this huge issue about staying in stocks for the long haul. In the early part of the year I had 50% in S and 50% in I. When I went down 26K, I switched everything over to G including future payroll deductions. Since that time I have what I consider a recovery, 9K down from the previous 26K. Seems to me if I had not switched to G, I would be down more than the 26K. Yes, I will switch back when I think it advantageous, regardless of dollars left on the table as you say.
Now is when you make or Lose money
ACF
Wed Sep 3, 2008 9:52 AM
Post Reply
If you are in the C, S, or I fund you need to just stay the course and continue to buy shares at the cheaper price.
Remember it is not a loss until you sell. The market will return in a year or so. Look at the history of market drops and then look at what happens when you get past the drop.
Continue adding to these positions!!!!!
If you leave these funds, I want to thank you for continuing to keep the share price low so I can continue to buy more shares at a cheaper price.
Choose your destiny wisely.
Park your money
DOJ
Wed Sep 3, 2008 10:09 AM
Post Reply
It took the market almost 3-4 years to rebound from the last recession (2000), so don't expect your funds to go up anytime soon, considering this is a real bad downturn that has not touched bottom yet.
Park your money in the G fund and keep and eye on the market trend; and buy cheaper in 2009 or 2010 once the trend reverses. Even if you miss the market rebound by a few months, you still will be buying cheaper and making more money than people who didn't park their money.
It's really stupid to keep buying I funds knowing that they will be cheaper next month and the month after.... duh!
Re: Park your money
DON
Thu Sep 4, 2008 8:37 AM
I don't want to miss any sudden upswings!
Thanks!
Re: Park your money
VHA
Wed Oct 1, 2008 12:38 PM
And don't hope for that quick turn around - it took the Japanese 10 years and 10 bailouts (totalling 100 Trillion Yen - about $ 1 Trillion) to find a way out of their deflation/recession, banks failing, and housing prices going down. (1990 - 2000).
Read, research, think about what IS not what you want it to be.
Stay the Course
SSA
Wed Sep 3, 2008 2:09 PM
Post Reply
I think that in 5 years the stock market will improve and begin to go back up. I would be mostly in the C Fund 85% and the I Fund 15% right now. Who cares if we lose 75% of our current TSP balance? The most important thing is that we are buying low so when the market goes back up you may only have a $25,000 balance in your TSP but with hope and a lot of prayer the market will turn around and this time will look like water under the bridge.
TSP Stock Funds Turn Around in August
USACE
Wed Sep 3, 2008 2:48 PM
Post Reply
Buy and holders and all L Funds, except one are still getting trounced. Thank goodness for the educational and guidance the FTRIB has given us. And more drops to come. Hang on. I'm glad I didn't listen or I'd be down at least $40K.
Where's our education at?
Not a lemming
REO Speedwagon
Coast Guard
Fri Sep 5, 2008 2:48 PM
Post Reply
Relax, take it easy and do as the REO SpeedWagon song suggests "Ride the Storm Out". Great song, if you don't know it, you are so young that you should really take it to heart.
This is not a Hurricane and the answer is not to evacuate your "L" fund. If you're in the correct "L" fund year group you (1) are buying low and have plenty of time for the market to rebound or, (2) are placing your money in "safer" stocks as your retirement date is approaching.
Make sure you're in the correct "L" fund and simply, automatically....."Ride the Storm Out".
Help!
Navy
Fri Sep 19, 2008 12:59 PM
Post Reply
I've lost $10,000.00 in the past two months. Why should I "Ride the Storm Out"? Basically that 10K is gone forever, right? All my coworkers tell me to put my money into the G Fund. Should I change my contribution to 100% in G Fund and leave the money in my L2030 account or move all the funds in addition to changing my contribution?
Re: Help!
DOJ
Fri Sep 19, 2008 3:39 PM