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| Close | Change | YTD | |
| G | $13.2114 | +0.0012 | +0.70% |
| F | $13.6201 | -0.0062 | +2.14% |
| C | $13.8116 | -0.0706 | +4.49% |
| S | $17.9282 | -0.1903 | +8.91% |
| I | $18.5079 | -0.0782 | -0.16% |
| Close | Change | YTD | |
| L 2040 | $16.1968 | -0.0789 | +3.59% |
| L 2030 | $15.9593 | -0.0673 | +3.23% |
| L 2020 | $15.7365 | -0.0532 | +2.72% |
| L 2010 | $15.4595 | -0.0197 | +1.57% |
| L Income | $14.0856 | -0.0155 | +1.48% |
TSP Stock Funds Drop Again: Get a Grip and Put the Current Market in Perspective
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Think for yourself
VHA
Thu Oct 2, 2008 10:06 AM
Post Reply
Gee I didn't realize I locked in my losses when I moved my money into the G Fund last December....it's kind of hard to tell since the balance "has gone up by over $14K since then". Look there are always pat answers and philosophys that people lock themselves into like a straitjacket. Do the research and think for yourself. If you we're somewhere near the bottom of this (stock price wise) then keep your money where it is. If you think we're no where near the bottom, then move it out of stocks. You pays your money, you takes your chances.
thank you
USPS
Thu Oct 2, 2008 10:06 AM
Post Reply
I always appreciate your wisdom. It comforts me. Though I am retired, and my TSP account cut almost in half since I am in " I", I am sitting tight -- to tinker with it now would be a mistake. I may try to diversify later, but not now. I am going to ride it back up -- even if I am old.
I'm not worried
USCG
Thu Oct 2, 2008 10:09 AM
Post Reply
Other than those getting ready for retirement, I don't understand how people can honestly be that upset with what is happening with their TSP accounts. The stock market is NOT a sure thing in the short term. It is in the long run though and I just look at it this way, each payday my contributions are buying shares at the sale price so in the long run it is going to be a great investment. I am in the L2030 fund so my funds will gradually shift to the safer funds as I get closer to retirement. I actually hope in the short term, the price per share drops even more so I get tons of shares. Seems so simple to me.
Praise
DoD
Thu Oct 2, 2008 10:16 AM
Post Reply
Some much needed common sense for folks to adopt. People do not understand that they will make things much worse for themselves by pulling the money out of stocks - like lemmings. The opportunity to market time (prior to the drop) has long since passed, so riding the market back up is the only way to not lose your tail.
This is a great Opportunity!!!
DOT
Thu Oct 2, 2008 10:51 AM
Post Reply
If you retirement is years away, this is a great opportunity. Buy as many shares of C, S and I funds as much as possible. You are buying shares at a steep discount. In a few years the value of your shares will rise and you will be very wealthy. The name of the game is to accumulate as many shares as possible. Buy Low!!!!
If you are close to retirement, I feel your pain. But if you had alot of shares you are better off than the fools that are dumping C, S and I shares to get LESS shares at a higher cost F & G funds.
Re: This is a great Opportunity!!!
FAA
Thu Oct 2, 2008 1:03 PM
I once had Qwest at $60
DOD
Thu Oct 2, 2008 11:43 AM
Post Reply
Yes, well we are all fools in the G fund. I once bought a lot of Qwest stock when I should have been diversifying. I was fresh out of the Service and believed in my company. My CEO, had a large stake in the company, and we were busy with new orders......now it trades around 3.38. I prefer to watch the p/e ratios related to true market value. The rest of you can loose money and I will come back in and buy a bunch of shares with my G fund money when it gets down to the correct value. Did anyone notice the other day that the I fund only gave us 50% of the actual gain? Eventually the market will recover, but people in this country have already borrowed up to their eyesockets, and profits (which raise stock value) are a result of spending. Look at a one year chart of the dow, and then a 5 year. It trends downward. I am not the lemming, I am the voice in the wilderness. Now I will watch like the rest of you.
Impact of the market on TSP funds
National Park Service
Thu Oct 2, 2008 11:46 AM
Post Reply
One other piece of good news is that as the market drops, the cost per share in TSP funds does as well. This allows input of new money into the TSP funds to buy more shares at a cheaper price. When the market returns to the higher levels, and it will, then one will have an even greater amount in one's TSP account for the percentage of new money invested during this period.
Re: Impact of the market on TSP funds
DO
Thu Oct 2, 2008 2:44 PM