Readers' Comments
Total Comments: 20
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What Happens to Your Benefits If You Die After You Retire?
Total Comments: 20
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Survivor Benefits
USDA
Thu Dec 4, 2008 8:43 AM
Post Reply
Unless, of course, you cannot make your partner of more than 30 years your spouse, because of the Federal Defense of Marriage act.
Then all bets are off.
Re: Survivor Benefits
ODAR
Thu Dec 4, 2008 9:28 AM
Re: Survivor Benefits
VA
Thu Dec 4, 2008 10:06 AM
Re: Survivor Benefits
DOE
Thu Dec 4, 2008 10:11 AM
I too have been in a same sex relationship with someone for over 20 years.
Not having our relationship recognized as a marriage has cost us extra years in the work force as we try to accumulate enough for retirement. It's difficult enough to prepare for retirement, we don't need the additional hurdles created by bigotry and homophobia.
Question on survivor benefits
SSA
Thu Dec 4, 2008 9:26 AM
Post Reply
CSRS offset; took out about $10,000 when quit in the early 80's. If I repay it with interest ($45,000) at retirement, will the dollar for dollar reimbursement of contributions of which you speak be on the $10,000 or the $45,000?
Thank you for your helpful articles.
survivor annuity question
VA
Thu Dec 4, 2008 10:27 AM
Post Reply
My spouse and I are both government employees. I am FERS, he is CSRS offset. Since we would each take a 10% reduction in our annuity to provide a 50% survivor annuity for our spouse, finiancially speaking would the best option be for us NOT to elect a survivor annuity for each other?
Why worry?
OPM
Thu Dec 4, 2008 10:36 AM
Post Reply
You are dead, anyway!
IF ?
USDA
Thu Dec 4, 2008 2:33 PM
Post Reply
" IF " I die after I retire? I didn't know I had an option!
Re: IF ?
DOI
Mon Dec 8, 2008 11:00 AM
What happens to your retirement contributions
USPS Retired
Thu Dec 4, 2008 4:06 PM
Post Reply
I have never been able to find this answer so thanks if you can help. Should you die before your contribution to your retirement is used in full. will your spouse receive the remainer in a lump had you not taken survivor benifits. Thank you in advance for this answer.
tsimp300@yahoo.com
Insurable interest
IRS
Fri Dec 12, 2008 9:25 AM
Post Reply
You are only addressing spouses. the CSR retirement book states you can take a survivor annuity....The paragraph implies even fiance/ fiancee. My question is about grown up children that are not medical disabled but you are providing economic support and leave with you. It is something that will be more common in the future considering the state of the economy at the present. I have 31 years so I can retire anytime and no one seems to be addressing this point. How can a bethroed have more status than a blood relative. I hope you address this point in the very near future. Thanks in advance.
M. E. Faunde, Plantation, Fl
Re: Insurable interest
OIG-USPS
Fri May 1, 2009 11:00 AM