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Thrift Savings Plan Funds All Positive in 2009

legend key backwards

Health care provider
VA
Mon Jul 6, 2009 9:14 AM

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Ralph,
I'm sure that somebody has already told you that the color key on the bar graph is backwards: returns since March 9th should be gold, and the 12 month returns should be blue.
Thanks

Re: legend key backwards

editor
fedsmith.com
Mon Jul 6, 2009 9:28 AM
We have corrected the error. Thank you for pointing it out.

Fundamentals and Charts

Specialist
Dept of State
Tue Jul 7, 2009 8:35 AM

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We have had a nice bullish rally for the last three months. However, and unfortunately, I have had to move my money to the G and F fund. The fundamentals and charts for the S&P, DOW, and International indices are all showing the beginning of a strong bearish trend. I am not giving any advice of what to do, and hope that I am wrong. Me being wrong means that unemployment will decrease and we will just experience a minor pull back giving everyone a chance to buy lower thus lowering their cost average. Looks like it could downtrend the next 30 days to sometime in 2010. Like I said, I could be wrong. We may get economic data that will cause a surge, and I hope we do. However, it looks like our bear market rally is coming to an end. I'm only giving a friendly warning because I remember how much I lost not paying attention to the indicators the first time. Good luck.

Re: Fundamentals and Charts

Federal Employee
Federal
Tue Jul 7, 2009 12:12 PM
How much did you lose?

Re: Fundamentals and Charts

Supervisory IT Specialist
DoN
Wed Jul 8, 2009 6:41 AM
Market timing doesn't work.

Pick an asset allocation and stick to it.

Gradually decrease your exposure to equities as you age and get closer to retirement.

That's how you win.

Figuring Net loss in stock crash

Senior Attorney Advisor
SSA
Fri Oct 16, 2009 10:59 AM

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Mr. Smith stated that March 9, 2009 was the low point for stocks in the recent stock slide and stated "The underlying stock funds were still down dramatically." The the graph showed the C Fund at -26.12% for the YTD and 37%since March 9th.

Does this mean that the net "rebound" for the C Fund is only +10.88%? [37%-26.12%=10.88%] How much will my C Fund have to increase before I can safely say I have recouped my losses from the slide? (I am spread in 3 Funds.) And, is there an average amount of growth for stocks that my TSP should have grown while it was sliding, that I will have to recoup before I am back in the same shape I was before the slide. OR, do I have to include the rise in inflation during the time of the Fund slide, and add this all together, to "break out the champagne"? This whole thing is mindbogling.

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