Articles by Ralph Smith
TSP Funds Fall in January
The federal Thrift Savings Plan funds had the worst month since February 2009. Where are the winners and losers and are the big increases in stock prices over for now? Will we party like it's 1938 all over again?
Posted: February 2, 2010 | Full Story | Discuss this Article
Negotiations Starting on 2011 Pay Raise: How About 1.4%?
How much of a pay raise will federal employees receive in 2011? The debate is already beginning with the submission of a 1.4% suggested pay raise for the military in 2011. It is unlikely that the civilian pay raise will exceed any raise for the military so the starting point in negotiations for next year is 1.4%.
Posted: January 31, 2010 | Full Story | Discuss this Article
Rehiring Retired Federal Employees
Federal agencies have the authority to hire retired federal employees without a reduction in their federal pension benefit. There are requirements that must be met by agencies and restrictions on the hiring authority.
Posted: January 25, 2010 | Full Story | Discuss this Article
Exempting Federal Employees, Retirees and Congress from Some Health Care Costs
Health care has been in the forefront of the news recently despite having to compete with an economic recession and military conflicts overseas. The good news: Federal employees and retirees have been spared from bearing some of the initial cost of reforming the health care system in one of the health care proposals still floating around.
Posted: January 22, 2010 | Full Story | Discuss this Article
Where Is The $250 I Am Supposed to Get as a Federal Retiree?
Federal employees who are under the CSRS retirement system are supposed to get another $250. So how do they go about getting this money?
Posted: January 13, 2010 | Full Story | Discuss this Article
Pay, Benefits, and the Ups and Downs for the Federal Community: Most Intriguing Topics for 2009
Which topics are of the most interest to readers? Here are the top 25 articles from the FedSmith site in 2009.
Posted: January 12, 2010 | Full Story | Discuss this Article
Reimbursement Rates for Use of Private Vehicle Lowered by GSA
It isn't automatic that the price of everything goes up. There was no COLA increase for federal retirees this year (although health insurance increased). Gas is also less expensive and reimbursement rates for feds who use their own car for business has just been reduced.
Posted: January 7, 2010 | Full Story | Discuss this Article
Worst Decade for Stocks in History But All TSP Funds Provide Positive Returns in 2009
All of the funds in the federal Thrift Savings Plan had positive returns in 2009. The big winner: The S fund. From a longer perspective: The first decade of the 21st Century was the worst for stock investments in nearly 200 years of recorded stock-market history.
Posted: January 5, 2010 | Full Story | Discuss this Article
Your New Salary: How Much Will You Make in 2010?
Why will the 2010 pay raise for some readers be less than 2%? How much of a raise will people be getting in your geographic area and which geographic area will receive the biggest pay raise in 2010?
Posted: December 27, 2009 | Full Story | Discuss this Article
What Happened to My COLA for 2010?
We have received questions from readers, perhaps because OPM is now distributing its annual "Notice of Annuity Adjustment," inquiring about why there is no COLA increase for federal retirees in 2010 when the average federal employee is getting a raise.
Posted: December 27, 2009 | Full Story | Discuss this Article
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