Articles by Ralph Smith
Check Your TSP: Worst August for Stocks Since 2001
Thrift Savings Plan investors are undoubtedly disappointed with the returns in the TSP funds in August and so far in 2010. Stocks are down for the month--at a rate not seen since August 2001.
Posted: September 3, 2010 | Full Story | Discuss this Article
Decline in Per Diem Travel Rates in Many Areas in FY 2011
While some rates are going up, federal travelers will have less money to spend in many areas while on government travel in fiscal year 2011.
Posted: September 1, 2010 | Full Story | Discuss this Article
Will You Get a Larger Retirement Check in 2011?
Your expenses in retirement are higher now than they were last year. Does this mean federal retirees get a larger retirement check next year?
Posted: August 20, 2010 | Full Story | Discuss this Article
The Federal Salary War
The federal salary war is heating up at a time when decisions are being made on next year's salary increase, if any, for federal employees.
Posted: August 17, 2010 | Full Story | Discuss this Article
Cows, People and Flying
Cows are inconsiderate animals who care little or not at all for people or other cows. They crowd together in a barnyard or pasture and have their own rules of behavior. It's all about them and meeting their immediate needs. They are also like some people in crowded, frustrating situations.
Posted: August 16, 2010 | Full Story | Discuss this Article
TSP Funds Up Across the Board in July: How Do Your Investments Compare to the Rest of the Federal Workforce?
After two months of declining stock prices, the underlying Thrift Savings Plan stock funds had a good month. How are CSRS and FERS employees investing their TSP funds? There are differences and you can compare your diversification to the rest of the federal workforce. Here are the July and year-to-date results.
Posted: August 4, 2010 | Full Story | Discuss this Article
2011 Financial Questions (And Some Answers) for Federal Employees
Will you get a COLA as a federal retiree in 2011? Will federal employees get a pay raise in 2011? How much will your health insurance premium go up in 2011?
Posted: August 2, 2010 | Full Story | Discuss this Article
Federal Hiring Reform: It Didn't Work Before But Let's Try it Again
History has a way of repeating itself, even in reforming the federal hiring process. OPM is about to cancel the central hiring registry it started earlier this year. Is this the same system that OPM canceled in 1994 because it was not working?
Posted: July 29, 2010 | Full Story | Discuss this Article
Automatic TSP Enrollment Begins
The automatic enrollment provisions of the Thrift Savings Plan begin with the first full pay period in August. Here is how this new provision will work.
Posted: July 27, 2010 | Full Story | Discuss this Article
To Make More Money in Government, Work for a Small Federal Agency
Do employees in your agency have an average salary as high as other agencies? There is a wide range of "average" salaries between large and small agencies. See how you compare to these averages and which cabinet level agencies have the highest and lowest average salary and which agency comes out first among all agencies as having the highest average salary.
Posted: July 18, 2010 | Full Story | Discuss this Article
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