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	<title>FedSmith.com &#187; Benefits</title>
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	<description>For the Informed Fed!</description>
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		<title>OPM: Special Insurance Information for Oklahoma Tornado</title>
		<link>http://www.fedsmith.com/2013/05/23/opm-special-insurance-information-for-oklahoma-tornado/</link>
		<comments>http://www.fedsmith.com/2013/05/23/opm-special-insurance-information-for-oklahoma-tornado/#comments</comments>
		<pubDate>Thu, 23 May 2013 14:38:27 +0000</pubDate>
		<dc:creator>FedSmith.com</dc:creator>
				<category><![CDATA[Blogs]]></category>
		<category><![CDATA[Agency News]]></category>
		<category><![CDATA[Benefits]]></category>

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		<description><![CDATA[OPM has provided some special insurance information with regard to how the recent tornado in Oklahoma may affect various benefit programs.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Adding Fuel to the &#8220;Perfect Storm&#8221; for Federal Pay and Benefits</title>
		<link>http://www.fedsmith.com/2013/05/19/adding-fuel-to-the-perfect-storm-for-federal-pay-and-benefits/</link>
		<comments>http://www.fedsmith.com/2013/05/19/adding-fuel-to-the-perfect-storm-for-federal-pay-and-benefits/#comments</comments>
		<pubDate>Sun, 19 May 2013 06:30:54 +0000</pubDate>
		<dc:creator>Ralph Smith</dc:creator>
				<category><![CDATA[Headline Archives]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Current Events]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=19664</guid>
		<description><![CDATA[Recent events involving a wide range of agencies are adding fuel to the "perfect storm" for federal pay and benefits. For those looking for positions, salaries or names of federal employees in agencies currently being cited in news media, FedsDataCenter.com will provide much of the information.]]></description>
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		<title>Which Has More Impact on Retirement Income: High Five or Chained CPI?</title>
		<link>http://www.fedsmith.com/2013/05/15/which-has-more-impact-on-retirement-income-high-five-or-chained-cpi/</link>
		<comments>http://www.fedsmith.com/2013/05/15/which-has-more-impact-on-retirement-income-high-five-or-chained-cpi/#comments</comments>
		<pubDate>Thu, 16 May 2013 00:27:36 +0000</pubDate>
		<dc:creator>Ann Vanderslice</dc:creator>
				<category><![CDATA[Headline Archives]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Proposed Legislation]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=19514</guid>
		<description><![CDATA[Both parties have recently proposed a "chained CPI" to calculate future changes to the COLA for calculating the cost of retirement increases. How much of an impact would this have on your future retirement?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Great Vacation Discounts for Government Employees</title>
		<link>http://www.fedsmith.com/2013/05/14/great-vacation-discounts-for-government-employees/</link>
		<comments>http://www.fedsmith.com/2013/05/14/great-vacation-discounts-for-government-employees/#comments</comments>
		<pubDate>Tue, 14 May 2013 23:15:40 +0000</pubDate>
		<dc:creator>Jason Kay</dc:creator>
				<category><![CDATA[Headline Archives]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=19273</guid>
		<description><![CDATA[There are numerous vacation destinations that offer discounts to government employees. In fact, if you look around, you can surely save on any vacation plan the world over.]]></description>
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		<slash:comments>2</slash:comments>
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		<title>De-Bunking Common Misconceptions About Federal Retirement (Part 1)</title>
		<link>http://www.fedsmith.com/2013/05/02/de-bunking-common-misconceptions-about-federal-retirement-part-1/</link>
		<comments>http://www.fedsmith.com/2013/05/02/de-bunking-common-misconceptions-about-federal-retirement-part-1/#comments</comments>
		<pubDate>Fri, 03 May 2013 03:24:14 +0000</pubDate>
		<dc:creator>John Grobe</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[TSP]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=18631</guid>
		<description><![CDATA[The authors address some common misconceptions about federal retirement.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Retired Reservists Can Legally &#8220;Double Dip&#8221;!</title>
		<link>http://www.fedsmith.com/2013/04/14/retired-reservists-can-legally-double-dip/</link>
		<comments>http://www.fedsmith.com/2013/04/14/retired-reservists-can-legally-double-dip/#comments</comments>
		<pubDate>Sun, 14 Apr 2013 21:55:46 +0000</pubDate>
		<dc:creator>Ehren Clovis</dc:creator>
				<category><![CDATA[Headline Archives]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Federal Pay]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=16550</guid>
		<description><![CDATA[It is a common misconception that anyone receiving military retired pay cannot also receive federal civilian retirement credit for their military service.  However, a significant exception applies to people receiving military retired pay based on reserve service.]]></description>
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		<title>The &#8220;Chained CPI&#8221; and Your Federal Retirement Package</title>
		<link>http://www.fedsmith.com/2013/04/07/the-chained-cpi-and-your-federal-retirement-package/</link>
		<comments>http://www.fedsmith.com/2013/04/07/the-chained-cpi-and-your-federal-retirement-package/#comments</comments>
		<pubDate>Sun, 07 Apr 2013 18:27:07 +0000</pubDate>
		<dc:creator>Ralph Smith</dc:creator>
				<category><![CDATA[Headline Archives]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=17436</guid>
		<description><![CDATA[The "chained CPI" seems more likely than it did when the concept was first announced. What is the chained CPI and how would it impact current and future federal retirees?]]></description>
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		<slash:comments>1</slash:comments>
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		<title>What Happens to Your Benefits If You Die After You Retire?</title>
		<link>http://www.fedsmith.com/2013/04/01/what-happens-to-your-benefits-if-you-die-after-you-retire/</link>
		<comments>http://www.fedsmith.com/2013/04/01/what-happens-to-your-benefits-if-you-die-after-you-retire/#comments</comments>
		<pubDate>Mon, 01 Apr 2013 06:25:03 +0000</pubDate>
		<dc:creator>John Grobe</dc:creator>
				<category><![CDATA[Headline Archives]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=14585</guid>
		<description><![CDATA[The author details what you can expect to happen to your federal benefits if you pass away during retirement.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How is My &#8220;High-3 Average Pay&#8221; Calculated? (Part 2)</title>
		<link>http://www.fedsmith.com/2013/03/20/how-is-my-high-3-average-pay-calculated-part-2/</link>
		<comments>http://www.fedsmith.com/2013/03/20/how-is-my-high-3-average-pay-calculated-part-2/#comments</comments>
		<pubDate>Wed, 20 Mar 2013 09:15:58 +0000</pubDate>
		<dc:creator>Ehren Clovis</dc:creator>
				<category><![CDATA[Headline Archives]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Federal Pay]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=13820</guid>
		<description><![CDATA[In the second article in the series, the author goes into some additional detail about the three basic aspects of the high-3 average pay calculation.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>What Happens to Your Federal Benefits If You Leave Before Retiring?</title>
		<link>http://www.fedsmith.com/2013/03/14/what-happens-to-your-federal-benefits-if-you-leave-before-retiring/</link>
		<comments>http://www.fedsmith.com/2013/03/14/what-happens-to-your-federal-benefits-if-you-leave-before-retiring/#comments</comments>
		<pubDate>Thu, 14 Mar 2013 20:13:59 +0000</pubDate>
		<dc:creator>John Grobe</dc:creator>
				<category><![CDATA[Headline Archives]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Benefits]]></category>
		<category><![CDATA[Human Resources]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.fedsmith.com/?p=14589</guid>
		<description><![CDATA[The author details what you can expect to happen to your federal benefits if you leave your government job before retiring.]]></description>
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		<slash:comments>1</slash:comments>
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