Tag: Finance

Financial Fitness: Your New Year’s Resolution

By on January 10, 2017 in Retirement with 0 Comments
Financial Fitness: Your New Year’s Resolution

For many people, the new year represents a fresh start. The author provides some suggestions on how to develop long lasting financial goals to put you on a path towards a comfortable retirement.

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Three Crucial Retirement Planning Tips for 2017

By on January 4, 2017 in Retirement with 0 Comments
Three Crucial Retirement Planning Tips for 2017

The start of a new year is often a time when we make plans for a better future. The author lists what she sees as the three most critical planning tips of a solid retirement plan for federal employees.

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Congress Gives Trump a Chance to Recast the Federal Budget

on November 18, 2016 in Current Events with 0 Comments
There will be a modest lame duck session of Congress with the announcement that lawmakers would approve another short-term extension of  spending authority through late March.  A temporary spending bill through March 31 will keep government spending at last year’s levels.

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The Biggest Money Mistakes We Make—Decade by Decade

on October 25, 2016 in Retirement with 0 Comments
Our relationship to money changes as we get older. So do the mistakes that we make with it. These are some of the biggest ones we are likely to make and how to avoid them.

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Who Wants to be a Millionaire?

By on October 12, 2016 in Retirement with 0 Comments
Who Wants to be a Millionaire?

Want to be a millionaire someday? These are five habits that people who become millionaires practice that helped them get there.

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Debt Ceiling Looms… Again

By on October 11, 2016 in Retirement with 0 Comments
Debt Ceiling Looms… Again

Borrowing money has become commonplace for the federal government to fund its operations. What is this likely to mean for future tax rates? The author provides an analysis.

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Federal Retirement Lone Rangers: Do They Need a Fiduciary Tonto?

By on September 25, 2016 in Retirement with 0 Comments

The author notes that despite his handle, the original Lone Ranger didn’t actually ride alone. He had the assistance of Tonto, his trusted companion. Federal employees considering planning their retirements alone can learn from this analogy: they can often fare better with the assistance of a trusted guide to help them. The author provides suggestions on what to look for in a federally focused financial planner.

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Why is it So Hard for Americans to Save Money?

on September 22, 2016 in Current Events with 11 Comments
Despite an improving economy, Americans still have trouble saving — a shocking number of adults have less than $1,000 in a savings account, even when their incomes are more than $150,000.

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Can You Retire In Five Years?

on August 19, 2016 in Retirement with 0 Comments
The last five years before you retire may be some of the most critical years in terms of retirement planning because you must determine within that period whether you can truly afford to retire. These are some questions to ask to help make that determination.

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What are the ‘House Rules’ for Paying Off a Home Prior to Federal Retirement?

By on April 14, 2016 in Q&A, Retirement with 42 Comments
What are the ‘House Rules’ for Paying Off a Home Prior to Federal Retirement?

I am a FERS employee that has reached my Minimum Retirement Age. Is it wise to pay off our mortgage before I retire?

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