Do IRAs Actually Have Lower Fees Than the TSP?
The author provides an “apples to apples” comparison of fees between the TSP and an IRA to see how they stack up.
If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
The author provides an “apples to apples” comparison of fees between the TSP and an IRA to see how they stack up.
A rule change will allow certain TSP participants to request loans during government shutdowns regardless of whether they are being paid.
The bull market in stocks has increased the number of millionaires in the TSP, but the number did decline in 2018.
Are you familiar with Sequence of Returns Risk? It can have a significant impact on your financial plan as you near retirement.
What impact has the shutdown and stock market volatility had on TSP returns? See which TSP fund had its best January return since the TSP’s inception.
The shutdown has caused financial stress for federal employees who have had to go without paychecks. The author provides tips for financial protection both now and in the future.
Another bill has been introduced to allow federal employees to access the TSP without penalty during the shutdown.
Thinking of leaving your job as a federal employee? These are some important financial considerations to keep in mind when moving to the private sector.
Recently introduced legislation would let federal employees and contractors withdraw from retirement accounts without penalty during the shutdown.
Recently introduced legislation would allow excepted federal employees to withdraw from the TSP with no penalties to have money during shutdowns.