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Four Things to Consider Before Relocating for Retirement

The author outlines four considerations retirees should keep in mind when considering relocating after retirement.

By Kate Croston

Many federal employees are at or nearing retirement age. Warnings of a forthcoming “retirement tsunami” have been mentioned for a few years now, and more recently, a proposal was brought up in Congress to allow federal workers the option of phased retirement to let them work part time while easing into retirement.

It is a common debate for people pushing the retirement age, to move or not to move? That is the question. Moving to the mountains or the beaches can be a wonderful experience but there are a few things to consider before you start making your plans to pack up:

Cost: Moving to the more tropical beaches may sound delightful but before you head south, you may want to look into the cost of living. Every city is different on their costs, research before you move and find if it is affordable and what kind of state taxes you can expect.  Keep in mind, your move may put you further from family and be sure to calculate traveling expenses as well.

Family: Chances are you have grandchildren in the making or already preparing for college, either way you want to see them through their life accomplishments. Moving away can be harder than you think on your relationship with your children and grandchildren. If you plan to move further away, look into travel options, Skypeing and long distance phone calls.

Weather: As we get older our bodies don’t react well to certain climate changes and allergies tend to overreact to any change.  Avoid extreme winters and hot summers. Florida, North Carolina, Arizona and Oregon have been popular places for weather friendly retirement.

Activities: Some cities may boast of reasonable housing costs, great healthcare and perfect weather but don’t let those be the only things that lure you into a new location. Once you are retired it is important to remain active. Be sure the city that has caught your eye has plenty of things to do, like volunteering options, exercising outdoors, markets and festivals.

If you decide to move, make sure you pick the right location for you based on costs, decent climate, fun activities and of course accessibility to family. Spend some time researching and visiting possibly locations before making your choice. Take your time and have fun with it, happy retirement!

Kate Croston is a freelance writer, holds a bachelors degree in Journalism and Mass Communication. She writes guest posts for different sites and loves contributing business internet service related topics. Questions or comments can be sent to: [email protected].