Deals and Discounts That All Federal Retirees Should Know About

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By on February 13, 2017 in Pay & Benefits with 0 Comments

Man Hand writing How Much Can You Save? with black marker on visual screen

Former federal employees have dedicated their lives and their service to improving our communities and making the United States a better place to live. While the federal government has its own set of continuing benefits to show thanks, many businesses offer their own rewards to federal retirees. Companies large and small offer an array of special discounts that allow government retirees the opportunity to save on both everyday and special purchases.

While these discounts are plentiful, they can also be hard to find.  Businesses don’t always advertise available deals and discounts. As a rule of thumb, it’s a good idea to ask before making any purchase—you never know until you try.

In the meantime, we’ve compiled a comprehensive list of deals and special discounts available to retired members of the federal, state, or local governments, as well as the military. Enjoy discounts from services like travel, to everyday necessities like gas and groceries. Happy shopping!

Discounts for Travel

Several companies in the travel industry offer discounts exclusively to retired government employees. For example, the Choice Hotel system offers special rates for retired government leisure travelers, at one of their over 2700 hotels or properties. They even extend these rates to your dependents participating in leisure travel. To take advantage of these offers, you will simply need to create a Choice Privileges Account, which is free.

If your travels require a car rental, Dollar Rent-A-Car offers 5% off regular retail rates and complimentary membership in the Dollar Express Rental Program. You’ll also enjoy unlimited mileage and frequent-flyer miles with your purchase which can be used with participating airlines.

For maximum discounts, consider joining a free organization dedicated to federal employees. For example, the Government Employee Travel Opportunities program offers all active and retired personnel the chance to enjoy travel destinations all over the world, for as little as $369 per week. The program takes applicants on a “space available” basis and gives members access to unoccupied timeshares, as well as resorts. To get started, sign up for a free account.

If you like to travel spontaneously, look into GovArm. This organization offers an array of last minute deals, including luxury condos and hotels. You’ll also get access to exclusive deals through Travelocity, a popular travel booking website. Specials change weekly, so keep updated by following them on Facebook or subscribing to their email.

If you’re looking to save on a cruise, FedCruise was created specifically to benefit current and former federal employees with finding a cruise deal. They find the best cruise deals each month and email them to you. Visit their website and sign up for a free account.

Finally, the National Active and Retired Federal Employees Association (NARFE) offers a variety of discounts on travel for members. Enjoy discounts 10-20 percent below retail for rental cars from Alamo, Avis, and Budget, as well as hotels from the Wyndham Hotel Group. For more information about the benefits of membership, visit their website.

Insurance, Health Care, and Other Services

Government retirees can also enjoy discounts on everything from home and car insurance to eyeglasses. For example, Geico offers discounts for NARFE members with good driving records, as well as any retired government official designated GS-7 or higher.

Mercer Health and Benefits Services, LLC has also partnered with NARFE to offer several forms of discounted insurance, including: Medicare supplemental plans, senior age whole life, term life, short-term recovery, hospital income, dental, cancer, long term care, pet, and accidental death and dismemberment coverage.

If you’re in the market for prescription glasses or sunglasses, there are options for that, too: Group Health Eye Care gives all retirees 20 percent discounts on glasses, as well as a 20 percent discount on your first order of contact lenses. If designer frames are more your style, membership group GovX offers active and retired government personnel deals on prescription and non-prescription eyewear from brands like Oakley and Under Armour.


Technology firms offer competitive discounts to former members of the government and military in exchange for their years of loyal service. For example, Dell Computers offers discounts of up to 30 percent on a range of products. Live chat or call their toll free number service line to get started.

If Apple is more your style, the retailer offers their own discounts.  They have their own dedicated online storefront for current and former government employees. Score discounts on popular models like the iPad, iPhone, MacBook, and more.

Combine your new products with service from Verizon at a NARFE-exclusive discount. Members get $10 off a month for Triple Play service, which includes Internet, TV, and home phone service.

Rotating Offers

Some companies offer rotating offers to current and retired government employees. The best way to find these is to sign up for the newsletter FedSave, which sends out a weekly email blast highlighting the best deals for retirees. Examples of ongoing deals include Cheryl’s Cookies and Pampered Chef, as well as jewelry deals from Helzberg Diamonds and Zoara. In order to get details on the deals, you’ll have to visit their website and create a free account.

Auto Deals

Government retirees can even receive modest discounts on cars and auto repair. Hyundai offers a $500 discount on new cars, while American Auto Assurance offers select discounts for retired members of the military and former civil servants.

Food and Entertainment

Current and retired military members may be able to get discounts from a variety of restaurants. Select IHOP locations offer a 10% discount, while Applebee’s offers discounts of 15%. Denny’s and Long John Silver’s also offer deals, but please note discounts may vary by location. The Hard Rock Café also offers an active and former military discount, starting at 10% off.

Finally, gyms around the country offer discounts to former military and retired civil servants. Washington Sports Clubs, for example, offers a discount of $17 off a monthly membership for current and former federal employees. Gyms around the country may offer similar deals.

Always Ask!

This is a comprehensive, but not exhaustive breakdown of deals available to government retirees. Offers vary by location.

If you’re not sure if a company offers a discount, ask. You have nothing to lose, but may be pleasantly surprised by the number of discounts available.

Lastly, be sure to sign up for a free Ebates account before buying anything online. Though not specifically for retirees, this service is too great not to mention. Ebates pays members cash back every time they shop online as well as provide them with the best coupons and deals online.

You’ve spent years in service to your country, and now businesses are willing to repay the favor. Enjoy these discounts for government retirees.

© 2020 Jason Kay. All rights reserved. This article may not be reproduced without express written consent from Jason Kay.


About the Author

Jason Kay is a professional resume writer and regular contributor to, a professional federal resume service and repository of sample KSA statements.