What Are The Differences Between the Roth TSP and a Roth IRA?

By on May 16, 2017 in Pay & Benefits, Retirement with 0 Comments
What Are The Differences Between the Roth TSP and a Roth IRA?

Can federal employees invest in both the Roth TSP and a Roth IRA? The author explains the similarities and differences between these two retirement savings account types.

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Can I Withdraw Just Pretax Contributions From My TSP?

By on December 26, 2016 in Q&A, Retirement with 0 Comments
Can I Withdraw Just Pretax Contributions From My TSP?

I have pretax contributions and Roth contributions in my TSP. Now that I have left federal service, can I start withdrawals of just the pretax money so the Roth balance can continue to grow?

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OPM Tries to Fix Federal Hiring Process, Again

By on May 5, 2016 in Human Resources with 11 Comments

The Office of Personnel Management announced recently that it would be making changes to the USAJobs website to help job seekers with getting federal jobs. How likely are these changes to improve the overall hiring process for federal jobs?

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What Impact Do Taxes Have on TSP Loan Repayments?

By on January 5, 2016 in Retirement with 44 Comments
What Impact Do Taxes Have on TSP Loan Repayments?

In this follow up to one of his previous articles, FedSmith.com author Brian Kuhn discusses the impact taxes have on taking loans against your TSP account.

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Should You Borrow From Your TSP Account?

By on December 3, 2015 in Current Events with 32 Comments

Is it ever a good idea to borrow money from your TSP account? The author outlines two scenarios under which he says should be the only times you should ever consider doing so.

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5 Paths to Health Insurance If You Leave Federal Employment

By on September 23, 2015 in Pay & Benefits, Retirement with 12 Comments
5 Paths to Health Insurance If You Leave Federal Employment

The author lists five insurance options federal employees should consider when leaving federal employment, whether for retirement or for other reasons.

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Consider All Options Before Leaving For The Private Sector

By on August 27, 2015 in Retirement with 45 Comments
Consider All Options Before Leaving For The Private Sector

Is it worth moving from your job with the federal government to one with the private sector? While there are many variables to consider, the author looks at the financial considerations by way of an example with some hypothetical salary figures.

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Is Federal Employee Morale Lower Than Usual?

By on July 15, 2015 in Current Events with 306 Comments

The author says that over the last few years it seems the pride of public service has come under strain from changes to internal processes. He analyzes why he thinks this is the case as well as points out some reasons federal workers have to be optimistic despite the apparently lower morale.

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Is the G Fund Still a Viable Position for Your Portfolio?

By on June 10, 2015 in Current Events with 31 Comments

Asset allocation takes place when you allocate some money to a variety of different investments to spread your risk. The author explains how the G Fund fits into a similar allocation strategy within your TSP account.

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Why are the TSP L Funds Allocated so Differently Than Other Target Date Funds?

By on September 8, 2014 in Current Events with 3 Comments

The author offers an analysis of the L funds in the TSP as compared to other target date retirement funds offered by large brokerage companies. He points out the differences that federal employees should be aware of when investing in the TSP L funds.

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