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The FEGLI Coverage Cliff Few Federal Employees See Coming

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 18, 2026 1:48 PM Categories Pay & Benefits Leave a comment
Words 'life insurance' printed at the top of a sheet of paper on a clipboard with a pen sitting on top of it; clipboard is lying on a desk next to a book and stack of cash

FEGLI doubles coverage for employees under 35, then phases out by 45. Early planning avoids coverage gaps and rising premiums later.

Is $900K the Magic Number for Federal Employee Retirement?

FedSmith.com author Dallen HawsBy Dallen HawsMar 18, 2026 8:23 AM Categories Retirement Leave a comment

Is a $900,000 TSP account enough for a federal employee to retire?

The Federal-to-Private Sector Resume Translation Crisis: What It’s Actually Costing You

By Maryam HouseMar 17, 2026 1:15 PM Categories Leadership Leave a comment
Copy of a resume next to a keyboard and pen on a desk

Your federal resume may be costing you thousands. Learn the simple shifts that unlock private sector jobs before your experience gets lost in translation.

When a Spouse Controls Your TSP Withdrawals—But Not Your Legacy

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 17, 2026 7:50 AM Categories Retirement Leave a comment
Golden retirement nest eggs in a straw basket sitting on a wooden surface

Married FERS participants face strict TSP spousal consent rules that can freeze withdrawals, yet beneficiaries—not spouses—control the account after death.

Severe Weather Prompts Federal Office Closures in DC Area

FedSmith.com author Ian SmithBy Ian SmithMar 16, 2026 1:31 PM Categories Federal Workforce News Leave a comment

The threat of severe weather in the Washington, DC area has led to federal offices closing early on Monday.

The Unpredictable Retirement Cost That Blindsides Federal Employees

By Austin CostelloMar 16, 2026 12:50 PM Categories Retirement Leave a comment
Calculator and stethoscope on top of a spreadsheet depicting health insurance premiums/costs

Federal retirees are facing significant FEHB premium hikes in 2026. These are some practical tips to help manage rising healthcare costs.

Great Bathroom Debate in Federal Agencies

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 16, 2026 7:55 AM Categories Court Cases Leave a comment
men and women bathroom signs on a black background

The EEOC ruled that federal agencies can require transgender employees to use bathrooms based on biological sex.

Avoid the Early TSP Withdrawal Penalty: Thrift Savings Plan Tips

FedSmith.com author David FeiBy David FeiMar 13, 2026 8:30 AM Categories Retirement Leave a comment
Pink piggy bank sitting on the top of a laptop keyboard next to a closeup of a man's hands typing on the keyboard

Learn how to avoid TSP early withdrawal penalties with strategies like SEPP, Rule of 55, Roth options, and special provisions for federal employees.

Why Roth Conversions Require a Different Playbook for Federal Widows with a FERS Pension

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 12, 2026 9:35 AM Categories Retirement Leave a comment
Golden egg on top of a spread of cash with a $1 bill covering the top of it

Federal widows with FERS and Social Security benefit most from small, strategic Roth conversions to avoid IRMAA and balance lifetime taxes.

Federal Retirement Goes Digital with ORA: How Has It Worked for You?

FedSmith.com author Ian SmithBy Ian SmithMar 11, 2026 12:35 PM | Updated: Mar 23, 2026 10:18 AM Categories Retirement Leave a comment

Digital federal retirement processing is growing at OPM. Have you used the new Online Retirement Application? Share your feedback in this short survey.

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Daily TSP Performance

April 14, 2026

Fund Last % YTD
G Fund $19.8250 +0.01% +1.21%
F Fund $21.0563 +0.26% +0.84%
C Fund $111.8484 +1.18% +2.13%
S Fund $106.0976 +1.00% +5.67%
I Fund $61.3477 +1.06% +10.55%
L Income $29.9595 +0.33% +2.45%
L 2030 $60.1943 +0.64% +3.61%
L 2035 $18.4028 +0.76% +4.09%
L 2040 $70.7241 +0.82% +4.33%
L 2045 $19.6080 +0.88% +4.54%
L 2050 $43.5253 +0.93% +4.75%
L 2055 $22.6049 +1.11% +5.49%
L 2060 $22.6023 +1.11% +5.49%
L 2065 $22.5996 +1.11% +5.49%
L 2070 $13.3944 +1.11% +5.49%
L 2075 $11.7001 +1.11% +5.49%
Get detailed TSP data at TSPDataCenter.com

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