<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//www.fedsmith.com/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://www.fedsmith.com/2007/12/18/ten-critical-mistakes-made-by-supervisors/</loc>
		<lastmod>2007-12-18T14:18:04-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/17/best-date-retire-2008-early-2009/</loc>
		<lastmod>2007-12-17T15:47:52-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/16/misuse-position-leads-removal/</loc>
		<lastmod>2007-12-16T11:37:18-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/14/stay-town-until-budget-passed/</loc>
		<lastmod>2007-12-14T03:02:08-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/13/ten-critical-mistakes-made-by-federal/</loc>
		<lastmod>2007-12-13T02:29:03-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/12/rancor-increases-over-spending-as-congress/</loc>
		<lastmod>2007-12-12T04:05:35-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/11/not-stickler-detail/</loc>
		<lastmod>2007-12-11T02:10:59-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/07/executive-order-giving-feds-off-december-24-2007/</loc>
		<lastmod>2007-12-07T02:21:51-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/04/tsp-stock-funds-plunge-november/</loc>
		<lastmod>2007-12-04T03:36:21-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/03/looking-new-better-job-dont-stop/</loc>
		<lastmod>2007-12-03T03:01:10-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/12/02/tsp-answers-frequent-questions-about-trading/</loc>
		<lastmod>2007-12-02T10:22:46-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/29/following-annual-federal-pay-raise-minuet/</loc>
		<lastmod>2007-11-29T03:31:19-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/28/federal-2008-pay-raise-latest-twist-process/</loc>
		<lastmod>2007-11-28T15:34:16-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/28/leave-restriction-useful-tool-solving-leave/</loc>
		<lastmod>2007-11-28T14:02:24-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/28/winners-losers-frequent-tsp-trading-balancing/</loc>
		<lastmod>2007-11-28T11:14:39-05:00</lastmod>
		<image:image>
			<image:loc>https://www.fedsmith.com/wp-content/uploads/2007/11/IFundDailyActivity.jpg</image:loc>
			<image:caption><![CDATA[Daily Trading Activity in the I Fund]]></image:caption>
		</image:image>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/21/whistleblower-gets-win-court/</loc>
		<lastmod>2007-11-21T02:06:32-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/19/traders-taking-bite-from-tsp-returns/</loc>
		<lastmod>2007-11-19T10:17:25-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/16/job-performance-medical-problems-accommodation-removal/</loc>
		<lastmod>2007-11-16T02:20:22-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/15/best-southwest-cities-defense-jobs/</loc>
		<lastmod>2007-11-15T02:44:56-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/14/fired-fed-had-multiple-reasons-not/</loc>
		<lastmod>2007-11-14T02:21:34-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/13/if-i-had-known-they-could/</loc>
		<lastmod>2007-11-13T01:45:45-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/09/26-years-federal-service-disrespectful-conduct-removal/</loc>
		<lastmod>2007-11-09T01:31:36-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/07/pondering-impact-workplace-violence/</loc>
		<lastmod>2007-11-07T17:11:24-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/07/getting-handle-attendance-problems-steps-every/</loc>
		<lastmod>2007-11-07T02:54:49-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/06/veterans-preference-merit-promotion-federal-jobs/</loc>
		<lastmod>2007-11-06T02:32:51-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/11/01/first-offense-lying-disgraceful-conduct-making/</loc>
		<lastmod>2007-11-01T03:10:24-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/31/reform-retirement-hot-air-will-boomer/</loc>
		<lastmod>2007-10-31T03:42:02-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/30/does-federal-employment-equate-military-service/</loc>
		<lastmod>2007-10-30T03:18:51-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/29/not-meant-public-distribution/</loc>
		<lastmod>2007-10-29T05:05:07-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/28/what-every-federal-manager-needs-know/</loc>
		<lastmod>2007-10-28T16:28:41-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/26/does-mspb-order-supersede-union-agreement/</loc>
		<lastmod>2007-10-26T03:29:27-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/24/chain-command-federal-whistleblowers/</loc>
		<lastmod>2007-10-24T03:35:00-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/19/why-2008-salary-adjustments-so-unfair/</loc>
		<lastmod>2007-10-19T03:44:43-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/18/check-out-actual-dollars-cents-your/</loc>
		<lastmod>2007-10-18T04:32:41-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/18/23-percent-most-federal-retirees-2008/</loc>
		<lastmod>2007-10-18T03:37:57-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/17/tsp-participants-learning-changing-during-period/</loc>
		<lastmod>2007-10-17T04:22:33-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/17/unpleasant-option-isnt-same-as-being/</loc>
		<lastmod>2007-10-17T03:08:44-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/16/how-was-i-know-they-fired/</loc>
		<lastmod>2007-10-16T03:59:20-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/11/government-pension-offset/</loc>
		<lastmod>2007-10-11T03:09:35-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/10/lessons-tsp-investors-from-volatile-market/</loc>
		<lastmod>2007-10-10T04:09:35-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/09/nlrb-union-continues-picketing-as-labor/</loc>
		<lastmod>2007-10-09T15:01:32-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/04/hire-old-fashioned-way-wait-applicants/</loc>
		<lastmod>2007-10-04T04:10:13-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/02/bad-news-leads-higher-stock-prices/</loc>
		<lastmod>2007-10-02T03:55:54-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/01/i-didnt-get-my-law-degree/</loc>
		<lastmod>2007-10-01T03:44:55-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/10/01/should-employees-be-automatically-enrolled-tsp/</loc>
		<lastmod>2007-10-01T03:34:02-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/28/whats-your-movie-list/</loc>
		<lastmod>2007-09-28T03:05:35-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/26/windfall-elimination-provision-csrs-offset-retirees/</loc>
		<lastmod>2007-09-26T17:21:24-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/26/windfall-elimination-your-retirement-future/</loc>
		<lastmod>2007-09-26T03:25:29-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/21/fitness-duty-exam-federal-employment/</loc>
		<lastmod>2007-09-21T02:39:04-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/20/time-limits-waived-by-court-mspb/</loc>
		<lastmod>2007-09-20T02:31:12-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/19/csrs-employees-how-help-make-up/</loc>
		<lastmod>2007-09-19T02:50:20-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/17/trading-tsp-funds-should-there-be-2/</loc>
		<lastmod>2007-09-17T03:09:28-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/12/ten-questions-that-must-be-asked-2/</loc>
		<lastmod>2007-09-12T16:24:44-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/12/public-sector-workers-saving-less/</loc>
		<lastmod>2007-09-12T03:18:43-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/11/picketing-hyperbole-national-labor-relations-board/</loc>
		<lastmod>2007-09-11T02:52:02-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/09/there-have-been-allegations-made-need/</loc>
		<lastmod>2007-09-09T12:10:01-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/06/ten-questions-that-must-be-asked/</loc>
		<lastmod>2007-09-06T03:32:02-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/05/trading-tsp-funds-should-there-be/</loc>
		<lastmod>2007-09-05T04:44:41-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/09/04/volatility-can-be-good-tsp-funds/</loc>
		<lastmod>2007-09-04T06:34:31-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/30/court-guidance-agencies-use-military-leave/</loc>
		<lastmod>2007-08-30T03:24:49-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/27/back-pay-some-reservists-going-back-1980/</loc>
		<lastmod>2007-08-27T16:36:40-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/24/who-will-get-benefit-your-retirement/</loc>
		<lastmod>2007-08-24T04:50:10-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/24/government-phones-personal-calls/</loc>
		<lastmod>2007-08-24T03:19:59-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/21/national-labor-relations-board-neutral-agency/</loc>
		<lastmod>2007-08-21T09:50:31-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/20/should-you-get-survivor-annuity-purchase/</loc>
		<lastmod>2007-08-20T15:30:05-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/17/got-102300/</loc>
		<lastmod>2007-08-17T03:29:11-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/15/privacy-among-federal-employees-who-has/</loc>
		<lastmod>2007-08-15T04:41:59-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/14/stock-market-volatility-your-retirement-funds/</loc>
		<lastmod>2007-08-14T04:39:42-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/10/politically-active-politically-aware-dissatisfied-political/</loc>
		<lastmod>2007-08-10T03:45:24-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/10/kicked-out-ses-resigned-as-gs/</loc>
		<lastmod>2007-08-10T03:20:21-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/08/applying-promotion-new-job-dont-make/</loc>
		<lastmod>2007-08-08T03:20:22-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/05/fbi-raid-congressmans-office-leads-court/</loc>
		<lastmod>2007-08-05T17:20:36-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/02/dance-music/</loc>
		<lastmod>2007-08-02T02:45:13-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/01/tsp-stock-funds-hit-losses-nd/</loc>
		<lastmod>2007-08-01T07:21:34-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/08/01/dog-walk-leads-federal-court/</loc>
		<lastmod>2007-08-01T03:21:12-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/31/what-your-level-political-interest/</loc>
		<lastmod>2007-07-31T03:48:20-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/30/irs-employee-seeks-end-suspension-based/</loc>
		<lastmod>2007-07-30T02:59:28-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/27/riding-stock-market-roller-coaster-your/</loc>
		<lastmod>2007-07-27T04:32:04-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/25/too-sick-work-at-one-agency/</loc>
		<lastmod>2007-07-25T12:23:25-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/24/federal-supervisors-they-ready-willing-able/</loc>
		<lastmod>2007-07-24T03:25:39-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/23/problems-follow-new-job-different-state/</loc>
		<lastmod>2007-07-23T03:36:09-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/20/colas-federal-retiree-midterm-report/</loc>
		<lastmod>2007-07-20T04:20:23-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/19/wilsons-lawsuit-against-cheney-libby-others/</loc>
		<lastmod>2007-07-19T12:21:41-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/19/dealing-possible-employee-intoxication-smart-steps/</loc>
		<lastmod>2007-07-19T03:22:13-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/18/how-much-income-do-you-need/</loc>
		<lastmod>2007-07-18T03:12:49-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/18/one-too-many-appeals/</loc>
		<lastmod>2007-07-18T03:05:05-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/17/pay-patriots-romans-americans-does-history/</loc>
		<lastmod>2007-07-17T04:50:27-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/17/did-mention-that-you-arent-welcome/</loc>
		<lastmod>2007-07-17T03:36:16-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/13/do-your-emotions-dictate-your-retirement/</loc>
		<lastmod>2007-07-13T03:35:40-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/12/unhappy-your-job-dont-use-government/</loc>
		<lastmod>2007-07-12T17:47:53-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/12/how-much-money-will-i-receive/</loc>
		<lastmod>2007-07-12T02:52:15-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/11/surfin-usa-accessing-net-at-work/</loc>
		<lastmod>2007-07-11T03:32:04-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/09/national-health-care-disaster-promise-better/</loc>
		<lastmod>2007-07-09T04:14:00-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/03/tsp-returns-down-juneup-year-quarter/</loc>
		<lastmod>2007-07-03T03:54:27-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/07/01/nlrb-v-flra-round-two-coming/</loc>
		<lastmod>2007-07-01T16:25:42-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/29/pay-raise-track-what-arguments-will/</loc>
		<lastmod>2007-06-29T04:36:30-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/28/national-health-care-politics-money/</loc>
		<lastmod>2007-06-28T04:05:47-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/26/acquiring-management-bias-musings-unreconstructed-federal/</loc>
		<lastmod>2007-06-26T03:16:13-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/26/supreme-court-rejects-lawsuit-against-individual/</loc>
		<lastmod>2007-06-26T02:56:54-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/25/all-should-be-forgivenim-whistleblower/</loc>
		<lastmod>2007-06-25T03:28:13-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/22/bad-combination-machine-guns-lying-grand/</loc>
		<lastmod>2007-06-22T04:08:32-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/21/savings-federal-retirees-you-may-not/</loc>
		<lastmod>2007-06-21T04:22:04-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/10/putting-teeth-hatch-act/</loc>
		<lastmod>2007-06-10T19:29:58-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/07/one-employee-multiple-appeals-different-results/</loc>
		<lastmod>2007-06-07T03:06:43-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/06/tsp-pot-growing-fast-will-congress/</loc>
		<lastmod>2007-06-06T04:19:31-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/05/tsp-gives-investors-good-returns-this/</loc>
		<lastmod>2007-06-05T04:01:14-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/04/did-i-miss-something-did-flra/</loc>
		<lastmod>2007-06-04T04:02:08-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/04/suing-over-suggestions/</loc>
		<lastmod>2007-06-04T03:35:22-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/06/01/want-be-chief-negotiator-questions-test/</loc>
		<lastmod>2007-06-01T03:56:03-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/31/perhaps-firing-this-employee-would-have/</loc>
		<lastmod>2007-05-31T03:33:07-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/30/violence-workplace-your-agency-prepared/</loc>
		<lastmod>2007-05-30T03:59:54-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/24/no-promotion-placement-pip-does-not/</loc>
		<lastmod>2007-05-24T16:44:55-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/18/breach-settlement-agreement/</loc>
		<lastmod>2007-05-18T03:32:12-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/17/internet-revolution-federal-workforce-changing-face/</loc>
		<lastmod>2007-05-17T04:02:34-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/14/would-reasonable-person-feel-compelled-resign/</loc>
		<lastmod>2007-05-14T15:41:54-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/10/effective-counseling-meetings-require-careful-planning/</loc>
		<lastmod>2007-05-10T03:25:54-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/07/one-drink-too-many-100-not-enough/</loc>
		<lastmod>2007-05-07T04:24:42-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/03/warring-congressman-go-court-one-awarded-60000/</loc>
		<lastmod>2007-05-03T18:19:42-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/03/tracking-government-pension-offset/</loc>
		<lastmod>2007-05-03T04:13:03-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/02/politics-economy-not-same-how-your/</loc>
		<lastmod>2007-05-02T04:14:25-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/05/01/will-you-have-healthy-retirement/</loc>
		<lastmod>2007-05-01T03:31:56-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/30/paying-high-taxes-tax-dream-team/</loc>
		<lastmod>2007-04-30T04:21:56-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/27/from-inside-government-do-taxpayers-get/</loc>
		<lastmod>2007-04-27T04:40:34-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/26/appraisals-objectivity-little-black-book/</loc>
		<lastmod>2007-04-26T03:45:57-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/25/selling-free-fare-cards-could-lead/</loc>
		<lastmod>2007-04-25T04:19:35-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/24/you-ready-federal-managers-supervisors-should/</loc>
		<lastmod>2007-04-24T03:00:41-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/19/injured-congressman-treated-like-other-federal/</loc>
		<lastmod>2007-04-19T03:25:38-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/18/colas-inflation-planning-your-retirement/</loc>
		<lastmod>2007-04-18T04:31:38-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/17/lock-your-tsp-losses-delay-your/</loc>
		<lastmod>2007-04-17T04:28:56-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/13/risk-v-reward-prison-fine-300/</loc>
		<lastmod>2007-04-13T03:42:44-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/13/whoops-some-controllers-left-out-pay/</loc>
		<lastmod>2007-04-13T03:13:21-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/09/court-mspb-prematurely-weighing-evidence-can/</loc>
		<lastmod>2007-04-09T03:20:02-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/04/one-more-avenue-appeal-using-privacy/</loc>
		<lastmod>2007-04-04T03:16:03-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/04/03/i-fund-takes-tsp-investors-wild/</loc>
		<lastmod>2007-04-03T03:41:40-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/29/federal-compensation-more-than-just-salary/</loc>
		<lastmod>2007-03-29T04:31:15-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/26/which-retirement-path-you/</loc>
		<lastmod>2007-03-26T04:34:08-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/23/case-overly-zealous-federal-police-officer/</loc>
		<lastmod>2007-03-23T03:15:58-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/21/watching-tv-going-class-lifting-weights/</loc>
		<lastmod>2007-03-21T03:36:21-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/20/cant-get-employees-open-office-door/</loc>
		<lastmod>2007-03-20T04:09:11-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/20/life-after-retirement-one-federal-retirees/</loc>
		<lastmod>2007-03-20T03:35:56-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/19/potential-violent-behavior-warrants-removal/</loc>
		<lastmod>2007-03-19T03:09:43-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/16/federal-appeals-processes-complex-fired-fed/</loc>
		<lastmod>2007-03-16T03:03:29-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/15/federal-employees-unleashed-readers-speak-out/</loc>
		<lastmod>2007-03-15T04:43:47-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/12/reference-checking-advice-applicants-part-ii/</loc>
		<lastmod>2007-03-12T03:46:22-04:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/08/help-i-need-somebody-extolling-virtues/</loc>
		<lastmod>2007-03-08T02:18:12-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/06/new-whistleblower-legislation-takes-flight-will/</loc>
		<lastmod>2007-03-06T15:18:45-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/05/reference-checking-advice-applicants/</loc>
		<lastmod>2007-03-05T02:14:52-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/02/your-tsp-stocks-dropped-february-did/</loc>
		<lastmod>2007-03-02T04:41:38-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/02/so-much-merit-requires-two-procedures/</loc>
		<lastmod>2007-03-02T02:15:34-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/01/trying-keep-union-out-federal-agency/</loc>
		<lastmod>2007-03-01T05:24:38-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/03/01/how-safe-your-federal-benefits-dont/</loc>
		<lastmod>2007-03-01T04:02:45-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/28/this-what-they-mean-by-stock/</loc>
		<lastmod>2007-02-28T03:39:45-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/28/n-outrageous-offense-especially-attorney/</loc>
		<lastmod>2007-02-28T01:49:46-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/27/giuliani-president/</loc>
		<lastmod>2007-02-27T03:54:27-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/22/federal-leave-policies-blessing-curse-part-2/</loc>
		<lastmod>2007-02-22T02:20:36-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/21/nine-minutes-late-youre-out-here/</loc>
		<lastmod>2007-02-21T02:01:09-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/20/forgotten-first-year-supervision/</loc>
		<lastmod>2007-02-20T14:56:49-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/20/obama-president/</loc>
		<lastmod>2007-02-20T02:20:13-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/16/5th-amendment-federal-employee/</loc>
		<lastmod>2007-02-16T02:47:09-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/15/tsp-stock-funds-roll-should-you/</loc>
		<lastmod>2007-02-15T03:59:00-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/15/zero-tolerance-policy-upheld/</loc>
		<lastmod>2007-02-15T02:14:49-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/14/email-leads-downfall-senior-executive/</loc>
		<lastmod>2007-02-14T02:54:08-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/13/no-job-no-disability-retirement-either/</loc>
		<lastmod>2007-02-13T03:00:24-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/08/applying-federal-employment-trying-survive-perfect/</loc>
		<lastmod>2007-02-08T03:05:54-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/08/court-wades-labyrinth-federal-employee-appeals/</loc>
		<lastmod>2007-02-08T02:03:35-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/06/presidents-budget-proposal-draws-mixed-reviews/</loc>
		<lastmod>2007-02-06T03:01:21-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/02/01/tsp-funds-hit-positive-notes-starting/</loc>
		<lastmod>2007-02-01T06:58:28-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/31/bad-recipe-irish-burgoo-vacancy-announcement/</loc>
		<lastmod>2007-01-31T02:32:12-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/24/do-you-lie-yourself-about-retirement/</loc>
		<lastmod>2007-01-24T03:35:06-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/23/some-federal-employees-will-be-getting/</loc>
		<lastmod>2007-01-23T02:17:45-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/22/employee-computer-use-whats-all-fuss/</loc>
		<lastmod>2007-01-22T13:59:43-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/22/suit-against-federal-employee-decided-by/</loc>
		<lastmod>2007-01-22T13:50:04-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/18/you-owe-us-were-you-expecting/</loc>
		<lastmod>2007-01-18T02:35:26-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/17/tsp-participants-happy-program/</loc>
		<lastmod>2007-01-17T03:10:32-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/17/contractor-employee-sues-federal-agency-harassmentand/</loc>
		<lastmod>2007-01-17T02:08:27-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/12/gao-allow-reimbursement-home-internet-access/</loc>
		<lastmod>2007-01-12T02:59:33-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/10/arbitrator-federal-court-uphold-removal/</loc>
		<lastmod>2007-01-10T02:32:18-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/04/federal-employee-not-always-protected-by/</loc>
		<lastmod>2007-01-04T16:22:48-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2007/01/03/tsp-funds-shine-investors-2006/</loc>
		<lastmod>2007-01-03T07:00:07-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/28/ready-retire-readers-offer-advice-their/</loc>
		<lastmod>2006-12-28T03:49:50-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/28/human-resources-trust/</loc>
		<lastmod>2006-12-28T02:46:02-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/26/automatic-firing/</loc>
		<lastmod>2006-12-26T02:46:14-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/22/federal-circuit-rescue/</loc>
		<lastmod>2006-12-22T02:32:58-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/20/120day-suspension-upheld/</loc>
		<lastmod>2006-12-20T02:42:06-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/19/its-good-time-year-tend-your/</loc>
		<lastmod>2006-12-19T02:43:00-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/18/firing-judge/</loc>
		<lastmod>2006-12-18T02:39:16-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/15/requiring-medical-evidence-whats-acceptable-part/</loc>
		<lastmod>2006-12-15T02:23:49-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/14/this-doubledipping-leads-removal/</loc>
		<lastmod>2006-12-14T02:11:58-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/13/harassment-as-federal-supervisors-career-killer/</loc>
		<lastmod>2006-12-13T02:28:28-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/12/what-do-when-federal-employee-alleges/</loc>
		<lastmod>2006-12-12T03:06:03-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/07/firing-employee-drug-rehab-clear-violation/</loc>
		<lastmod>2006-12-07T02:45:38-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/06/court-upholds-removal-absences-even-when/</loc>
		<lastmod>2006-12-06T16:08:05-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/05/should-federal-union-have-sought-assistance/</loc>
		<lastmod>2006-12-05T04:43:11-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/12/04/tsp-s-fund-continues-shine/</loc>
		<lastmod>2006-12-04T02:43:48-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/11/26/federal-adr-feeding-frenzy-managers-may/</loc>
		<lastmod>2006-11-26T15:42:01-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/11/17/no-conviction-but-removal-stands/</loc>
		<lastmod>2006-11-17T02:15:53-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/11/15/going-where-money/</loc>
		<lastmod>2006-11-15T02:59:32-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/11/13/more-ulp-settlement-policy-at-flra/</loc>
		<lastmod>2006-11-13T02:36:00-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/11/07/you-still-afraid-i-fund/</loc>
		<lastmod>2006-11-07T03:33:47-05:00</lastmod>
	</url>
	<url>
		<loc>https://www.fedsmith.com/2006/11/02/s-fund-leads-tsp-pack-october/</loc>
		<lastmod>2006-11-02T03:24:53-05:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->