Ralph R. Smith

Ralph Smith has several decades of experience working with federal human resources issues. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters on federal human resources. Follow Ralph on Twitter: @RalphSmith47

C Fund Down 22% for Year; 5.85% for December

January 6, 2003 12:00 AM

Stocks down, bonds up for December. F fund has best return for TSP investors

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Will Homeland Security Employees Opt to Retire?

December 27, 2002 12:00 AM

Large numbers of feds are eligible to retire. DHS is no exception

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Is the S Fund for You? Why a Diversified Portfolio May Provide More Security for Your Retirement Funds

December 10, 2002 12:00 AM

A diversified portfolio of small and larger company stock (as well as bonds) will provide investors with a diversified portfolio that may provide more potential for financial security than investing in just one fund.

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Should the Federal Government Use Free Software?

December 9, 2002 12:00 AM

Use of free software may not be less expensive that using Windows. Some federal agencies are still going with the “free” version though

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November is Good for TSP Investors-S Fund Leads the Pack

December 4, 2002 12:00 AM

November was generally good for TSP fund investors with the S fund leading all others.

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Cash Bonuses Coming for Some Political Appointees

December 4, 2002 12:00 AM

Political appointees and career civil service will be competing for money from the same bonus pool

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Cut Congressional Pay by 3.1% says Congressman

December 4, 2002 12:00 AM

Florida Congressman proposes to cut Congressional pay in response to 3.1% federal employee pay raise

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C Fund Up Again in November

December 1, 2002 12:00 AM

The TSP’s C fund has been good to investors for two months in a row with a postive return of about 5.7% in November.

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Mail Chauvinism: E-Mail and the Postal Service, Circa 1980

November 6, 2002 12:00 AM

The future is hard to predict and even harder to conrol. In 1980, representatives of the Postal Service saw the agency retaining control of e-mail just as it does paper mail.

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When Does An Agency Become A Company?

November 5, 2002 12:00 AM

The Postal Service is engaging in more private enterprise ventures to the dismay of competitors.

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Contact Ralph R. Smith

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