Retirement

Last Minute Cramming Won’t Get You to Retirement

By on August 5, 2020 in Retirement with 0 Comments

Having a dream for what you want your retirement to be can help motivate you to plan far enough in advance to achieve it.

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Will I Run Out of Money in Retirement?

By on July 31, 2020 in Retirement with 0 Comments

Having enough saved for retirement is a concern of many federal employees. One pitfall to watch for is the time between retiring and starting Social Security.

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Annual Pay Raise vs. COLA: How Are They Different?

By on July 28, 2020 in Pay & Benefits, Retirement with 0 Comments
Annual Pay Raise vs. COLA: How Are They Different?

There is a lot of confusion about the difference between a COLA for federal retirees and a pay raise for federal employees. Here is a summary of the differences.

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Investing is Like Riding a Rollercoaster, and it Shouldn’t Be Any Other Way

By on July 27, 2020 in Retirement with 0 Comments
Investing is Like Riding a Rollercoaster, and it Shouldn’t Be Any Other Way

The ups and downs of the stock market can make for some emotional times, but those who enjoy the long-term ride are rewarded.

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What June CPI Data Say About the 2021 COLA

By on July 27, 2020 in Retirement with 0 Comments
What June CPI Data Say About the 2021 COLA

The latest CPI-W figures suggest a small COLA for federal retirees in 2021, but the author points out that it may be the start of a more positive trend.

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5 Tips To Help You Acquire Your First Million Dollars

By on July 23, 2020 in Retirement with 0 Comments
5 Tips To Help You Acquire Your First Million Dollars

What does it take to become a millionaire? These are some of the techniques that people who have reached this milestone use.

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3 Hidden Expenses in Retirement

By on July 21, 2020 in Retirement with 0 Comments
3 Hidden Expenses in Retirement

These are three hidden expenses you may not anticipate that can impact your retirement budget.

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Critical Steps to Take at Least 5 Years Before Retirement

By on July 20, 2020 in Retirement with 0 Comments
Critical Steps to Take at Least 5 Years Before Retirement

These are some important retirement planning steps for federal employees to take at least 5 years before leaving the office for the last time.

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Greed, Fear, and Your TSP Account

By on July 14, 2020 in Retirement with 0 Comments
Greed, Fear, and Your TSP Account

Stock market volatility can cause people to go to extremes in their investing. The author discusses what this means for federal employees and their TSP accounts.

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Why a Roth IRA May Be Right For You

By on July 13, 2020 in Retirement with 0 Comments
Why a Roth IRA May Be Right For You

Federal employees can have a Roth IRA in addition to the TSP. Here are the basics of how this retirement savings option works.

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