Q&A

Our Q&A section features questions that the FedSmith.com authors answer that our readers send to them. We share them here to help you with your federal career as well as planning for your retirement. We encourage you to send your questions to the authors for use in future posts.

Is Working after Retirement Worth the Costs?

By on July 12, 2018 in Q&A, Retirement with 0 Comments
Is Working after Retirement Worth the Costs?

Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?

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What Does ‘Creditable Civilian Service’ Mean?

By on July 10, 2018 in Q&A, Retirement with 0 Comments
What Does ‘Creditable Civilian Service’ Mean?

I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?

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How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?

By on June 11, 2018 in Q&A, Retirement with 0 Comments
How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?

How is a retirement annuity calculated for someone who switched from CSRS to FERS?

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Will My Federal Retirement Benefits Be a Meaningful Source of Income for Me?

By on May 22, 2018 in Pay & Benefits, Q&A with 0 Comments
Will My Federal Retirement Benefits Be a Meaningful Source of Income for Me?

I entered federal service late in my working life (at age 52). Will my federal retirement benefits be a meaningful source of income for me?

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TSP and Combat Zone Pay

By on April 18, 2018 in Pay & Benefits, Q&A with 0 Comments
TSP and Combat Zone Pay

I contributed to the Thrift Savings Plan from tax exempt combat zone pay. What will happen when I begin withdrawing money from the TSP?

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Marrying Before or After Your Federal Retirement: Pros vs. Cons

By on March 14, 2018 in Q&A, Retirement with 0 Comments
Marrying Before or After Your Federal Retirement: Pros vs. Cons

I’m retiring in a few years and I’m in a long-term relationship, but I’m not married. What are the pros and cons of marrying before or after retirement?

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Is Common Sense All You Need to Plan Your Retirement?

By on March 12, 2018 in Q&A, Retirement with 0 Comments
Is Common Sense All You Need to Plan Your Retirement?

I’ve read about what to do with my TSP after retirement, but I believe all we can do is use common sense and hope that our money will grow and last.

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Can I Estimate What My Monthly CSRS and Social Security Payments Will Be?

By on March 8, 2018 in Q&A, Retirement with 0 Comments
Can I Estimate What My Monthly CSRS and Social Security Payments Will Be?

I’m confused about my 35 years of CSRS Offset and Social Security pensions. Can I estimate how much will I get in monthly pensions from both?

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Can LEO Employees Extend Their Service Outside of Law Enforcement to Become Eligible for the 1.1% Annuity Computation?

By on February 22, 2018 in Q&A, Retirement with 0 Comments

Can a law enforcement employee extend working years in a non-law enforcement capacity to become eligible for the 1.1% FERS annuity calculation?

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What Impact Does Sick Leave Have on the FERS Annuity Computation?

By on February 14, 2018 in Q&A, Retirement with 0 Comments
What Impact Does Sick Leave Have on the FERS Annuity Computation?

Because unused sick leave is used in the computation of my annuity, will it allow me to receive the 1.1% FERS computation factor?

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