Q&A

Our Q&A section features questions that the FedSmith.com authors answer that our readers send to them. We share them here to help you with your federal career as well as planning for your retirement. We encourage you to send your questions to the authors for use in future posts.

Surviving a Financial ‘Bear Attack’

May 6, 2020 8:48 AM
Surviving a Financial ‘Bear Attack’

A recent retired federal employee is worried about the stock market drop and asks what he can do to protect his retirement savings.

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Coronavirus Pandemic Whistleblowing for Federal Employees

April 29, 2020 10:22 AM
Coronavirus Pandemic Whistleblowing for Federal Employees

Some federal employees may consider whistleblowing if they feel agencies are putting them at undue risk from the coronavirus. These are some things to consider.

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When Might We See Imperial County Get Locality Pay?

July 11, 2019 6:05 PM
When Might We See Imperial County Get Locality Pay?

What are the chances of Imperial County being added as a new pay locality next year?

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Can Congress Overturn an OPM Reclassification Decision?

May 22, 2019 12:19 PM
Can Congress Overturn an OPM Reclassification Decision?

Is there any precedent for employees “winning” reclassification of their position via legal/political means?

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Am I Allowed to Contribute to Both a Roth IRA and the Roth TSP?

April 24, 2019 2:14 PM
Am I Allowed to Contribute to Both a Roth IRA and the Roth TSP?

Can I contribute to both a Roth IRA and the Roth TSP?

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Why Are the New Locality Pay Increases So Small?

April 4, 2019 9:37 AM
Why Are the New Locality Pay Increases So Small?

I was shocked by the small pay increases under the new locality areas. Am I missing something?

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When Do I Begin Receiving the FERS Annuity Supplement?

March 26, 2019 11:37 AM
When Do I Begin Receiving the FERS Annuity Supplement?

 I just received my first interim FERS payment. When can I expect to begin receiving the supplement?

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What Portion Do You Get Back from the FERS Refund?

February 23, 2019 11:22 AM
What Portion Do You Get Back from the FERS Refund?

If you take the FERS refund, what portion of the contributions do you get back?

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Will FEHB Coverage Continue During a Shutdown?

January 14, 2019 2:17 PM
Will FEHB Coverage Continue During a Shutdown?

Does FEHB coverage ever cease under a partial government shutdown?

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How Does the Annual COLA Affect FERS Transferees?

October 31, 2018 2:39 PM
How Does the Annual COLA Affect FERS Transferees?

I am a FERS Transferee. How does the cost of living adjustment (COLA) affect my annuity payment?

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