Q&A

Our Q&A section features questions that the FedSmith.com authors answer that our readers send to them. We share them here to help you with your federal career as well as planning for your retirement. We encourage you to send your questions to the authors for use in future posts.

What Can Federal Employees Do to Prevent Proposed Cuts to Their Retirement Benefits?

By on June 14, 2017 in Q&A, Retirement with 0 Comments
What Can Federal Employees Do to Prevent Proposed Cuts to Their Retirement Benefits?

I’m worried about recent proposed cuts to federal retirement benefits. Is there anything federal employees can do to prevent this from happening?

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What Effect Will a TSP Loan Have on My Ability to Withdraw Funds After I Retire?

By on June 8, 2017 in Q&A, Retirement with 0 Comments
What Effect Will a TSP Loan Have on My Ability to Withdraw Funds After I Retire?

I will be retiring at the end of this year and I have a TSP loan. What effect will this have on my ability to withdraw funds from my TSP once I retire?

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Should I Retire Now to Take the Supplemental Payment?

By on June 5, 2017 in Q&A, Retirement with 0 Comments
Should I Retire Now to Take the Supplemental Payment?

I meet requirements for immediate retirement from Federal service. One thing I don’t want to lose is the supplemental payment until 62. Should I retire now?

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Can I Withdraw From My TSP to Purchase an Annuity?

By on May 22, 2017 in Q&A, Retirement with 0 Comments
Can I Withdraw From My TSP to Purchase an Annuity?

Can I take a certain percentage out of my traditional TSP (all G fund) for two years, and then purchase an annuity?

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Nervous Feds Nearing Retirement Continue to Ask, ‘Am I Invested Correctly?’

By on May 17, 2017 in Q&A, Retirement with 0 Comments
Nervous Feds Nearing Retirement Continue to Ask, ‘Am I Invested Correctly?’

I am under FERS and plan to remain in federal service until I get an additional 10% annuity, but am wondering if my TSP funds are invested correctly.

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What Are My Rights With Respect to Uncompensated Overtime?

By on May 10, 2017 in Pay & Benefits, Q&A with 0 Comments
What Are My Rights With Respect to Uncompensated Overtime?

My supervisor frequently has me work more than 80 hours in a pay period. What laws govern this and what rights do I have to hold the agency accountable for compensation?

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What Happens to My Benefits If I Leave Federal Service and Then Return in the Future?

By on April 29, 2017 in Pay & Benefits, Q&A with 0 Comments
What Happens to My Benefits If I Leave Federal Service and Then Return in the Future?

I’m considering leaving federal service, however, I’m wondering what would happen to my benefits if I ended up coming back in the future?

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Why Do Current Federal Employees Get a Higher Raise Than Federal Retirees?

By on April 3, 2017 in Pay & Benefits, Q&A with 0 Comments
Why Do Current Federal Employees Get a Higher Raise Than Federal Retirees?

Why do current federal employees get a much higher pay raise than federal retirees? I am a retiree and feel that this is unfair.

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Are Federal Agencies Required to Offer Retirement Seminars?

By on March 31, 2017 in Q&A, Retirement with 0 Comments
Are Federal Agencies Required to Offer Retirement Seminars?

Are federal agencies required to offer retirement training seminars to their employees?

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Will I Be Forced to Spend My TSP When I Get Older?

By on February 14, 2017 in Q&A, Retirement with 0 Comments
Will I Be Forced to Spend My TSP When I Get Older?

I am 61 and getting ready to retire soon when I turn 62 and can draw my Social Security. It doesn’t appear I will ever need to touch my TSP or IRA, however, I was told I have to spend my TSP when I get older – is this true?

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