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Q&A

Q&A from FedSmith authors addressing readers’ questions. We share them here to help you with your federal career or retirement planning.

Why Do I Not Get a COLA Until Age 62?

FedSmith.com author Ian SmithBy Ian SmithFebruary 8, 2023 2:52 PM Categories Q&A, Federal Employee Retirement Leave a comment

Why is there no cost of living adjustment (COLA) until age 62?

GS Locality Pay and Cost of Living

FedSmith.com author Ralph R. SmithBy Ralph R. SmithDecember 22, 2022 12:21 PM Categories Q&A, Federal Employee Pay News Leave a comment

Why is my city not included in a GS locality pay area? The cost of living is very high and this seems unfair.

Are Federal Contractors Included in the 2023 Federal Pay Raise?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithDecember 21, 2022 1:18 PM Categories Q&A, Federal Employee Pay News Leave a comment
Piggy bank on a wooden surface with a white question mark leaning up against it depicting money questions, possibility of a pay raise

Are federal contractors included in the 2023 federal pay raise?

Can I Contribute to Both the Roth TSP and a Roth IRA in the Same Year?

FedSmith.com author Randy SilveyBy Randy SilveyJune 23, 2022 9:11 AM Categories Federal Employee Retirement, Q&A Leave a comment

Can I contribute the max to my Roth TSP and also $6,000 to a Roth IRA in the same year?

Why is My 2022 COLA Less Than I Was Expecting?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJanuary 10, 2022 9:15 AM Categories Q&A, Federal Employee Retirement Leave a comment

My FERS annuity with the 2022 COLA is increasing less than 4.9% in January. Why is that?

What Impact Does the Continuing Resolution Have on the 2022 Federal Pay Raise?

FedSmith.com author Ian SmithBy Ian SmithDecember 8, 2021 4:15 PM Categories Q&A, Federal Employee Pay News Leave a comment

Will the continuing resolution have an impact on the 2022 federal pay raise for federal employees?

Surviving a Financial ‘Bear Attack’

FedSmith.com author Randy SilveyBy Randy SilveyMay 6, 2020 8:48 AM Categories Q&A Leave a comment
Illustration of a businessman running from COVID-19 coronavirus cells falling from the sky as a bear's head with its mouth open roaring appears to be waiting up ahead of him

A recent retired federal employee is worried about the stock market drop and asks what he can do to protect his retirement savings.

Coronavirus Pandemic Whistleblowing for Federal Employees

By Richard RennerApril 29, 2020 10:22 AM Categories Q&A Leave a comment
Businessman in a suit wearing a whistle around his neck - whistleblower

Some federal employees may consider whistleblowing if they feel agencies are putting them at undue risk from the coronavirus. These are some things to consider.

When Might We See Imperial County Get Locality Pay?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithJuly 11, 2019 6:05 PM Categories Federal Employee Pay News, Q&A Leave a comment

What are the chances of Imperial County being added as a new pay locality next year?

Can Congress Overturn an OPM Reclassification Decision?

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMay 22, 2019 12:19 PM Categories Human Resources, Q&A Leave a comment

Is there any precedent for employees “winning” reclassification of their position via legal/political means?

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Daily TSP Performance

March 20, 2023

Fund Last % YTD
G Fund $17.3808 +0.03% +0.84%
F Fund $18.6769 -0.48% +2.58%
C Fund $60.8596 +0.89% +3.32%
S Fund $62.3656 +0.93% +1.36%
I Fund $35.1497 +1.25% +3.56%
L Income $23.2062 +0.25% +1.56%
L 2025 $11.6407 +0.38% +1.90%
L 2030 $40.0180 +0.59% +2.41%
L 2035 $11.8905 +0.65% +2.56%
L 2040 $44.5436 +0.70% +2.69%
L 2045 $12.0844 +0.75% +2.81%
L 2050 $26.2495 +0.80% +2.92%
L 2055 $12.6524 +1.01% +3.17%
L 2060 $12.6512 +1.01% +3.18%
L 2065 $12.6497 +1.01% +3.18%
Get detailed TSP data at TSPDataCenter.com

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