Q&A
Our Q&A section features questions that the FedSmith.com authors answer that our readers send to them. We share them here to help you with your federal career as well as planning for your retirement. We encourage you to send your questions to the authors for use in future posts.
What Portion Do You Get Back from the FERS Refund?
If you take the FERS refund, what portion of the contributions do you get back?
Will FEHB Coverage Continue During a Shutdown?
Does FEHB coverage ever cease under a partial government shutdown?
How Does the Annual COLA Affect FERS Transferees?
I am a FERS Transferee. How does the cost of living adjustment (COLA) affect my annuity payment?
When Will the COLA Increase Appear in My Annuity Check?
I am a federal retiree. When will I see the annual COLA increase in my annuity payments?
Is ‘When Actually Employed’ Service Treated Differently From Full-Time Service?
Is WAE (When Actually Employed) service treated differently from full-time service?
Is Working after Retirement Worth the Costs?
Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?
What Does ‘Creditable Civilian Service’ Mean?
I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?
How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?
How is a retirement annuity calculated for someone who switched from CSRS to FERS?
Will My Federal Retirement Benefits Be a Meaningful Source of Income for Me?
I entered federal service late in my working life (at age 52). Will my federal retirement benefits be a meaningful source of income for me?
TSP and Combat Zone Pay
I contributed to the Thrift Savings Plan from tax exempt combat zone pay. What will happen when I begin withdrawing money from the TSP?
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