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Mastering Roth Conversions: How Federal Employees Can Slash Retirement Taxes

FedSmith.com author Dallen HawsBy Dallen HawsFeb 23, 2026 1:15 PM Categories Retirement Leave a comment

Strategically utilizing Roth conversions is a way that federal employees can reduce their tax burden in retirement.

Decade-Long Executive Pay Freeze Continues to Impact Federal Workforce

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 23, 2026 8:05 AM Categories Pay & Benefits Leave a comment
One dollar bill frozen in a block of cracked ice depicting a pay freeze/no raise

Federal leaders face another year of pay caps, as a long-running pay freeze continues to shape salaries and create ripple effects across top government roles.

Delayed Arrival in Effect for DC Area on Monday, February 23

FedSmith.com author Ian SmithBy Ian SmithFeb 22, 2026 5:59 PM Categories Federal Workforce News Leave a comment

A two-hour delayed arrival is in effect for the DC region thanks to snow expected overnight.

What the Latest Guidance From OPM, EEOC Means for Remote Federal Employees With Disabilities

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Feb 20, 2026 12:10 PM Categories Human Resources Leave a comment
Businessman in a wheelchair viewed from behind as he sits at a conference room table in an office building - disability retirement, OWCP, workplace injury

What do the new OPM and EEOC guidelines mean for federal employees who want to use telework as a reasonable accommodation?

Federal Employees May See Bigger Payouts for Voluntary Separation Under New Proposal

FedSmith.com author Ian SmithBy Ian SmithFeb 20, 2026 7:40 AM Categories Human Resources Leave a comment
Word 'buyout' overlaid against a background of financial documents, reading glasses, a pen and calculator

A new bill would significantly alter the VSIP buyout program, providing federal employees with greater financial incentives to resign their positions.

ABLE Accounts: A Powerful but Underused Planning Tool for FERS and Military Families

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterFeb 19, 2026 12:11 PM Categories Retirement Leave a comment

ABLE accounts let federal and military families save for disability needs tax-free while protecting SSI, Medicaid, and survivor benefits—key to long-term planning.

Average Pension Amount for Federal Employees Retirement System (FERS)

FedSmith.com author Brennan RhuleBy Brennan RhuleFeb 18, 2026 1:25 PM | Updated: Feb 22, 2026 11:10 AM Categories Retirement Leave a comment
Jar half filled with coins lying on its side with a label over the top of it that reads 'pension'

What are the average pension amounts for federal retirees under FERS?

New Legislation Seeks to Prohibit TSP Investment in Adversary Nations

FedSmith.com author Ian SmithBy Ian SmithFeb 18, 2026 8:35 AM | Updated: Feb 19, 2026 9:16 AM Categories Pay & Benefits Leave a comment
Currency note with the face of a $100 bill next to the Chinese yuan with a torn edge between the two overlaid on top of a world map

A new bill would ban TSP investments in countries like China to ensure federal employees’ and retirees’ savings don’t support countries posing U.S. security risks.

Saving for Children Under FERS: What Works, What Doesn’t, and Why

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterFeb 17, 2026 12:34 PM Categories Retirement Leave a comment
$100 and $20 bill on a table with a cutout of a family overlaid on top of the money depicting family/survivor/spousal benefits and insurance coverage

Not all savings accounts for children are equal for FERS families.

TSP Catch-Up Contributions: Why Roth May No Longer Be a Choice
(and Why That May Be a Blessing in Disguise)

FedSmith.com author Charles DzamaBy Charles DzamaFeb 17, 2026 7:45 AM Categories Retirement Leave a comment
Stacks of coins in a pyramid shape and a rolled up $100 bill on top with a plant growing out of it

TSP catch-up contributions must now be Roth in some cases, and this may be a good thing.

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Daily TSP Performance

February 20, 2026

Fund Last % YTD
G Fund $19.7056 +0.01% +0.60%
F Fund $21.1539 +0.01% +1.30%
C Fund $110.7221 +0.70% +1.10%
S Fund $104.7280 -0.05% +4.30%
I Fund $61.5476 +0.94% +10.91%
L Income $29.7742 +0.20% +1.82%
L 2030 $59.8875 +0.39% +3.08%
L 2035 $18.2925 +0.45% +3.47%
L 2040 $70.3080 +0.49% +3.72%
L 2045 $19.4947 +0.53% +3.94%
L 2050 $43.2763 +0.56% +4.15%
L 2055 $22.4677 +0.68% +4.85%
L 2060 $22.4652 +0.68% +4.85%
L 2065 $22.4627 +0.68% +4.85%
L 2070 $13.3134 +0.68% +4.85%
L 2075 $11.6293 +0.68% +4.85%
Get detailed TSP data at TSPDataCenter.com

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