TSP Roth Conversions: What Everyone Gets Wrong
TSP now allows in-plan Roth conversions, but mistakes can trigger higher taxes, Medicare costs, and penalties. Smart planning avoids the lifetime tax bomb.
TSP now allows in-plan Roth conversions, but mistakes can trigger higher taxes, Medicare costs, and penalties. Smart planning avoids the lifetime tax bomb.
Trump’s 2027 budget omits a 2027 federal pay raise. FedSmith shows economics outweigh politics over 56 years, suggesting a small pay raise is likely, not a freeze.
Comments submitted on OPM’s proposed rule to collect federal employee health data indicate concerns about privacy risks or potential misuse.
The Supreme Court ruled contractors are not automatically immune from lawsuits in war zones, increasing accountability for federal contractors.
FERS survivor benefits can permanently affect your spouse’s income and health coverage. Here’s what federal employees need to consider before retiring.
Federal retirement planning extends well beyond healthcare. This new series explores how housing, spending patterns, and timing shape your finances for decades.
House Democrats warn OPM’s new health data plan could endanger privacy and spark legal concerns, urging the agency to pause and explain its proposal.
Federal retirees can use a bucket system strategy to protect their short- and long-term retirement savings in the TSP during market downturns.
Should you keep your TSP or roll it over to Fidelity or Vanguard? A $1 million case study reveals the real trade-offs for federal retirees.
Despite a Q1 dip, nearly 185K TSP millionaires prove the TSP is still a powerful long-term savings program for federal employees.