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The Real Costs and Benefits of Working After Federal Retirement

FedSmith.com author Dallen HawsBy Dallen HawsMar 6, 2026 10:05 AM Categories Retirement Leave a comment

Working after federal retirement boosts income and purpose but can impact FERS, Social Security, Medicare premiums, and future tax obligations.

Federal Employee Exodus: OPM Retirement Backlog Soars 21% in a Month

FedSmith.com author Ian SmithBy Ian SmithMar 5, 2026 4:47 PM | Updated: Mar 6, 2026 5:30 PM Categories Retirement Leave a comment
Businessman touching a digital touchscreen with an overlaid increasing trendline

The OPM retirement backlog has grown nearly 90% in FY 2026 after another surge in February.

OPM Proposal Would Overhaul Federal RIF Process, Putting Performance Ahead of Seniority

FedSmith.com author Ralph R. SmithBy Ralph R. SmithMar 5, 2026 10:47 AM Categories Human Resources Leave a comment
Close up of file folder in drawer labeled "Regulations"

OPM is proposing changes to RIF rules favoring performance over seniority, aiming to reshape the federal workforce. How will this impact federal employees?

Smart Roth Conversions: How to Use Partial IRA, 401(k), or TSP Transfers for Tax-Efficient Retirement

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 4, 2026 1:44 PM Categories Retirement Leave a comment
words written on a light brown background separated by downward pointing arrows to show a progression reading 'IRA' -> 'Conversion' -> 'ROTH' depicting a Traditional IRA to Roth IRA conversion

Partial Roth conversions let you move IRA, 401(k), or TSP assets gradually, managing taxes, reducing RMDs, and building tax-free retirement income.

TSP Investment Guidance for Building Your Thrift Savings Plan Strategy

FedSmith.com author Brennan RhuleBy Brennan RhuleMar 4, 2026 8:20 AM Categories Retirement Leave a comment
Golden eggs with Benjamin Franklin's faces imposed on them to look like $100 bills sitting in a nest on top of a spread of $100 bills depicting a retirement savings nest egg for the future

Learn about the TSP investment options and strategies to build a personalized investment plan over the course of your federal career.

What Federal Employees Need to Know About the New ‘Schedule/Policy Career’ Rule

FedSmith.com author Mathew B. Tully, Esq.By Mathew B. Tully, Esq.Mar 3, 2026 12:55 PM Categories Human Resources Leave a comment
Books on a desk with one facing up that says "The Rules & Regulations" on the cover

OPM’s new Schedule Policy/Career rule reclassifies up to 50,000 federal jobs as at-will, stripping appeal rights. What will this mean for federal employees?

FEGLI Explained: How to Avoid Overspending on Federal Life Insurance

FedSmith.com author Dallen HawsBy Dallen HawsMar 3, 2026 8:05 AM Categories Pay & Benefits Leave a comment

FEGLI life insurance can become costly as you age, especially Option B. Audit your coverage, assess your needs, and consider alternatives to save money.

Physician, Heal Thyself

By Ed DavisMar 2, 2026 2:16 PM Categories Human Resources Leave a comment

The author argues OPM criticizes union time costs but ignores its own far more expensive inefficiencies, echoing “Physician, heal thyself.”

When the “IRS” Calls, It May Be AI

FedSmith.com author Francis Xavier (FX) BergmeisterBy Francis Xavier (FX) BergmeisterMar 2, 2026 8:25 AM Categories Federal Workforce News Leave a comment
Red warning sign along a road with the words 'fraud alert' warning of dangers ahead

AI-driven government impersonation scams are targeting federal retirees.

Why the TSP’s I Fund Is Outperforming—and How Long the Advantage May Last

FedSmith.com author Ralph R. SmithBy Ralph R. SmithFeb 28, 2026 10:26 AM Categories Pay & Benefits Leave a comment
World map overlaid by rising investment performance lines and bar charts and foreign currency symbols

The TSP’s I Fund is still outperforming U.S. stock funds. The trend has momentum, but it is not guaranteed to last. Here’s what is driving the I Fund’s performance.

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Daily TSP Performance

March 5, 2026

Fund Last % YTD
G Fund $19.7352 +0.01% +0.75%
F Fund $21.0841 -0.24% +0.97%
C Fund $109.5032 -0.56% -0.01%
S Fund $102.4059 -1.32% +1.99%
I Fund $58.6577 -0.90% +5.70%
L Income $29.5942 -0.22% +1.20%
L 2030 $59.0578 -0.46% +1.65%
L 2035 $17.9953 -0.53% +1.79%
L 2040 $69.0563 -0.57% +1.87%
L 2045 $19.1216 -0.61% +1.95%
L 2050 $42.3915 -0.65% +2.02%
L 2055 $21.9132 -0.77% +2.26%
L 2060 $21.9107 -0.77% +2.26%
L 2065 $21.9082 -0.77% +2.26%
L 2070 $12.9847 -0.77% +2.26%
L 2075 $11.3422 -0.77% +2.26%
Get detailed TSP data at TSPDataCenter.com

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