There’s Nothing Wrong With the 4% Rule… As Long As You Don’t Call It a Rule
The 4% rule is a starting point for estimating TSP retirement income, helping balance the risks of overspending and underspending in retirement.
The 4% rule is a starting point for estimating TSP retirement income, helping balance the risks of overspending and underspending in retirement.
TSP returns plunged in March 2026, erasing early gains. Most funds ended negative, with only the G Fund staying positive amid market volatility.
Private assets in 401(k)s promise higher returns but bring hidden risks, and federal employees investing in the TSP need to pay attention.
Maximize your federal retirement with smart FERS, TSP, and benefits strategies—learn the top tips to secure your financial future without missing a step.
FERS retirees may benefit from taking Social Security at 62 to preserve TSP flexibility, reduce future RMDs, and ease survivor tax burdens.
The House and Senate passed different DHS funding bills, but failed to resolve the partial shutdown. However, pay is set to resume for TSA employees.
President Trump directed DHS to pay TSA employees during the ongoing partial government shutdown, citing a national emergency situation.
A new FLRA regulation speeds up decisions but shifts power to political appointees—raising stakes for large nationwide bargaining units that preserve union security and stability.
USPS plans a temporary 8% price hike as it faces rising costs and mounting financial trouble, with a potential cash crisis looming by 2027.
Don’t let your TSP millions gather dust—trade under-living for lifelong memories. Spend smart, savor now, and let your money serve your life.