The Big Problem with the 4% Rule
The 4% rule is a very common strategy for taking income during retirement. The author highlights some risk factors to be aware of with this strategy.
Social Security
When Should Federal Retirees Take Social Security?
When should federal retirees under FERS take Social Security? There are many factors to consider.
The Passage of Time is Killing Social Security
The author says that Social Security heads further down the road of insolvency with the more time that passes without a viable fix from Washington.
COLA Calculation: More Money for Federal Retirees in 2022?
The latest inflation data have been released. What are likely projections for the 2022 COLA?
Stimulus Payments Coming Soon for Some Non-Filer Federal Beneficiaries
Some federal beneficiaries who do not file recent tax returns will be getting their COVID stimulus payments from the IRS soon.
A Great Age to Retire
While there is no “perfect” age for a federal employee to retire, there are some benefits to waiting until at least age 62.
Social Security: Here We Go Again…
The author says that the negative impacts of the COVID-19 pandemic on wages could reduce some seniors’ Social Security benefits in the future.
3 Reasons to Take Social Security as Soon as Possible
There are drawbacks to taking Social Security at age 62, but there can also be good reasons to do so. These are some reasons retirees might want to consider taking it earlier.
What Happens to Your Social Security if you Retire Early?
Retiring before reaching one’s full retirement age can reduce the amount of Social Security payments in retirement.
The Impact of a Higher Minimum Wage on COLAs for Federal Retirees
The author says that an increase in the federal minimum wage could have an impact on Social Security and the annual COLA for federal retirees.