The Smart Money List
Money for retirement savings is saved or invested in different kinds of accounts. Taxes will impact these accounts in different ways.
Taxes
Essential Year-End Financial Planning for Federal Employees
A little financial planning now can go a long way for federal employees in the upcoming year.
2025 Tax Brackets
The IRS has released new tax brackets for 2025 as well as a higher standard deduction.
Dying With a Large TSP or IRA Balance
A lack of proper financial planning can leave your heirs with a significant tax liability.
Reasons NOT to Do Roth Conversions
These are 8 scenarios when it might not make sense to do Roth conversions.
Annual Leave Payout Taxed at 40%?!
Federal employees with a large annual leave payout at retirement could be surprised with a large tax bill if they do not plan properly.
Should I Pay Off My Mortgage With My TSP?
Without proper planning, a large TSP withdrawal can dramatically increase your tax bill.
Retiring Abroad? Changes to Federal Benefits, Social Security Benefits, and Tax Rules for an Expat
Are you a federal employee considering retiring overseas? These are some important financial considerations.
Navigating the 2025 Tax Landscape: Changes on the Horizon for Taxpayers
Millions of Americans could see their taxes rise beginning in 2026, so proper planning now is imperative.
Best States to Retire: Tax-Free Retirement, Cost-of-Living, and Quality of Life
Federal employees who may be considering relocating after retirement should consider cost of living, lifestyle and taxes in each states.
