Why Aren’t More Federal Employees Using the Roth TSP?
These are some possible reasons why more federal employees are not using the Roth TSP.
TSP
If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
Spectacular TSP Returns: One Fund Up More than 36% Over 12-Months
TSP returns during the bull market have been excellent. TSP investors have gradually shifted to the C Fund from the G Fund as the market has gone up.
When Is It Time to Rebalance?
What is the best way to rebalance your TSP portfolio?
TSP Hardship Withdrawals: A Lifeline or a Trap?
How do TSP hardship withdrawals work, and what are the pros and cons of this feature of the TSP?
How a Roth and Traditional Blend Can Give You Flexibility When It Comes to TSP Distributions
Having TSP funds in both traditional and Roth accounts can benefit federal employees when they reach retirement.
Unusual TSP Returns This September and Surge in Purchasing TSP Annuities: What is Going On?
There has been a surge in TSP investors purchasing annuities. Here is a brief explanation. September is historically a negative month for stocks, but so far 2024 has been an exception.
3 Tips to Avoid Running Out of Money In Your TSP
Making these mistakes could seriously impair a federal employee’s future retirement savings.
What Happens When the Fed Cuts Interest Rates?
When the Federal Reserve cuts interest rates, it can impact the TSP.
How to Reduce RMDs in the TSP
These are some strategies that may help federal employees reduce their RMDs in retirement.
How to Invest Your TSP Like the Pros
These strategies can help federal employees build their long-term retirement savings in the TSP.
