What is the Best TSP Investment Allocation for Federal Employees?
Understanding the TSP funds and available investment strategies can help federal employees develop an investment allocation that meets their needs.
TSP
If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
Why Asset Location Matters More Than Asset Allocation for Federal Professionals
The author says federal employees should focus on asset location, not just allocation, in retirement planning.
Your TSP Beneficiaries and the Code of Federal Regulations
The Code of Federal Regulations is an online resource for gaining a deeper understanding of TSP beneficiaries.
Navigating Taxes in Federal Retirement: What You Need to Know
Federal employees should not overlook taxes in retirement planning. Understand how pensions, Social Security, and TSP withdrawals impact your tax situation.
TSP vs. IRA: Understanding Withdrawal Rules for Federal Employees
These are the key differences between TSP and IRA withdrawal rules federal employees need to be aware of.
The Dangers of Inflation with VERA and DRP
Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.
Strong Stock Market Drives May 2025 TSP Performance Surge
TSP performance in May for all funds was positive except for one due to bond fund returns. The C Fund had its highest monthly return in almost 2 years.
Legislation Reintroduced to Establish Inspector General for FRTIB
Legislation has been reintroduced to create an inspector general to oversee the FRTIB.
Why Some of Your Contributions Should Be in Roth TSP
Federal employees can balance their TSP contributions between Traditional and Roth to optimize tax savings now and tax-free growth later.
4 Reasons to Avoid Traditional TSP
These are some reasons why federal employees may want to consider avoiding the traditional TSP.
