Why FERS Retirees Need More Than a Pension to Beat Inflation
Federal retirees face COLA gaps and inflation risk. A balanced TSP strategy and financial margin are key to protecting long-term purchasing power.
FERS
Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.
Federal Retirement Planning: Top 5 Tips for Federal Employees Contributing to FERS
Maximize your federal retirement with smart FERS, TSP, and benefits strategies—learn the top tips to secure your financial future without missing a step.
The Social Security Decision Some FERS Retirees May Get Wrong
FERS retirees may benefit from taking Social Security at 62 to preserve TSP flexibility, reduce future RMDs, and ease survivor tax burdens.
Making FERS Work: How Federal Employees Should Plan Retirement Using the TSP, Pension, and Social Security
FERS retirement relies on your pension, Social Security, and TSP. Here’s how they combine and an analysis of what’s needed to match (or exceed) CSRS income.
FERS and SBP Survivor Benefits: Know the Point of No Return
FERS and SBP survivor benefit elections can become permanent fast—know your deadlines before submitting retirement paperwork.
Why Roth Conversions Require a Different Playbook for Federal Widows with a FERS Pension
Federal widows with FERS and Social Security benefit most from small, strategic Roth conversions to avoid IRMAA and balance lifetime taxes.
What Parts of a Federal Employee’s Retirement Income Are Taxed?
Federal employees will find that most of their retirement income is subject to taxes. Planning ahead helps reduce tax surprises in retirement.
Federal Employee Divorce and FERS: Dividing Federal Pension and TSP
Divorcing as a federal employee involves dividing FERS, TSP, and survivor benefits by court order, impacting retirement income and future financial planning.
Average Pension Amount for Federal Employees Retirement System (FERS)
What are the average pension amounts for federal retirees under FERS?
Saving for Children Under FERS: What Works, What Doesn’t, and Why
Not all savings accounts for children are equal for FERS families.
