Tag: FERS
Taxes Are Temporarily ‘On Sale’ – Are You Taking Advantage?
With federal spending rising, future individual tax rates are expected to be higher. The author describes options for offsetting this potential tax burden.
How Much Difference Does Changing Annuity Contribution Rates Make?
How much of an impact do the increased retirement contributions under FERS have for retirement savings overall? The author analyzes some numbers.
Four Reasons Not To Take A TSP Loan
Federal employees can borrow against their TSP accounts to raise cash. However, the author advises that this is not a good idea.
Is Working after Retirement Worth the Costs?
Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?
What Does ‘Creditable Civilian Service’ Mean?
I often see the phrase “creditable civilian service” in FedSmith articles – what does this mean?
How Can Federal Employees Plan for a Secure Retirement Despite Proposals to Cut Their Benefits?
Recent proposals suggest cutting federal employees’ retirement benefits. How much of an impact would these have if you look at some of the actual numbers?
Retirement Cut Proposals Threaten Millions of Federal Workers
3 Bad Days or 6 Lucky Numbers
Do you know your lucky numbers for retirement? The author lists six important ones for federal employees in their retirement planning.
How is Your Retirement Annuity Calculated When Switching From CSRS to FERS?
How is a retirement annuity calculated for someone who switched from CSRS to FERS?
Observations on OPM’s Recommended Adjustments to Federal Employee Benefits
Recent proposals would make cuts to federal employees’ benefits should they come to pass. The author analyzes their impact through a financial planning perspective.
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