Why Roth Conversions Require a Different Playbook for Federal Widows with a FERS Pension
Federal widows with FERS and Social Security benefit most from small, strategic Roth conversions to avoid IRMAA and balance lifetime taxes.
FERS
Stay informed on the latest FERS retirement news, including updates on FERS annuity calculations, retirement eligibility rules, service credit, COLA adjustments, and federal retirement policies that affect current and future retirees. Find clear explanations of FERS benefits, survivor options, the FERS supplement, and key guidance to help federal employees understand how their retirement income is calculated and how policy changes may impact long‑term financial security.
What Parts of a Federal Employee’s Retirement Income Are Taxed?
Federal employees will find that most of their retirement income is subject to taxes. Planning ahead helps reduce tax surprises in retirement.
Federal Employee Divorce and FERS: Dividing Federal Pension and TSP
Divorcing as a federal employee involves dividing FERS, TSP, and survivor benefits by court order, impacting retirement income and future financial planning.
Average Pension Amount for Federal Employees Retirement System (FERS)
What are the average pension amounts for federal retirees under FERS?
Saving for Children Under FERS: What Works, What Doesn’t, and Why
Not all savings accounts for children are equal for FERS families.
Enhanced Retirement for Air Traffic Controller Supervisors
ATCs have a mandatory retirement age which can impact their FERS pensions.
I’m Retiring Soon… Do I Have Enough in My TSP?
Federal employees can assess retirement readiness by combining fixed income with safe TSP withdrawals. These are some strategies.
How Medicare Premiums Quietly Erode Income for FERS Retirees
Federal retirees must plan early for the growing impact of Medicare on their Social Security and FERS annuity income.
The Ultimate FERS Retirement Checklist: 5, 3, and 1 Years From Retirement
Master FERS retirement with a 5-, 3-, and 1-year checklist to secure your benefits, finances, and lifestyle for a smooth transition.
Bridging the Retirement Gap: Smart Strategies for Federal Employees
These are some strategies federal employees can use to bridge the income gap between early FERS retirement and Social Security.
