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FERS

Unlock the complexities of the Federal Employees Retirement System (FERS) with our insightful collection of articles. Federal retirees will find resources to help learn about the intricacies of FERS annuities, exploring key aspects of retirement planning and financial security. Stay informed about the impact of Cost of Living Adjustments (COLA) on FERS benefits, ensuring a comprehensive understanding of your retirement income. Explore topics ranging from annuity calculations to the latest updates on COLA adjustments, empowering you to make informed decisions for a secure and fulfilling retirement.

Benefits Cuts Off the Table in Latest Draft of Senate Legislation

FedSmith.com author Ian SmithBy Ian SmithJun 28, 2025 4:51 PM | Updated: Jun 29, 2025 5:15 PM Categories Current Events Leave a comment
Scissors cutting a $100 bill

New draft legislation in the Senate has dropped mention of proposals negatively impacting federal employees.

Would You Be Willing to Pay 15.6% Towards Your Retirement?

FedSmith.com author Ian SmithBy Ian SmithJun 27, 2025 4:18 PM | Updated: Jun 28, 2025 4:53 PM Categories Federal Employee Retirement Leave a comment
Five $100 dollar bills spread in a fan shape against a solid white background

Senate Republicans are reportedly considering a sharp increase to the amount federal employees pay towards their retirement benefits.

FERS Refund: Redeem Retirement Contribution Deductions or Defer Retirement?

FedSmith.com author Benjamin DergeBy Benjamin DergeJun 26, 2025 8:35 AM Categories Federal Employee Retirement Leave a comment
Man and woman sitting at a desk doing financial calculations; the woman is holding a notepad and pen and the man is performing a calculation with a calculator with coins and paperwork spread out in front of them

Deciding between FERS refunds and deferred retirement impacts future finances. Consider age, service years, taxes, and growth potential before choosing.

Byrd Rule Roadblocks: Provisions Impacting Federal Employees at Risk in “One Big Beautiful Bill”

FedSmith.com author Ian SmithBy Ian SmithJun 25, 2025 6:19 AM | Updated: Jun 26, 2025 11:37 AM Categories Federal Employee Pay News Leave a comment
Businessman showing stop sign gesture with his hand

Proposals to cut federal employee pay, benefits in the “One Big Beautiful Bill” appear to be in jeopardy.

Senate Adds Cuts to Federal Employees’ Benefits in the “One Big Beautiful Bill”

FedSmith.com author Ian SmithBy Ian SmithJun 13, 2025 4:36 PM | Updated: Jun 26, 2025 1:08 PM Categories Current Events Leave a comment
Pile of cut up money on a cutting board with a meat cleaver next to it

The Senate Committee on Homeland Security and Governmental Affairs has released legislative text that would make significant cuts to federal employees’ benefits.

What Federal Employees Need to Know About RIFs and Early Retirement

FedSmith.com author Jesse BlackBy Jesse BlackJun 4, 2025 8:39 AM Categories Federal Employee Retirement Leave a comment
'early retirement' written in red on a notepad

Federal employees who are facing RIFs and early retirements need to know their rights, options, and benefits before making decisions.

The Dangers of Inflation with VERA and DRP

FedSmith.com author Charles DzamaBy Charles DzamaJun 2, 2025 8:25 AM Categories Federal Employee Retirement Leave a comment
Shopping cart on the left side of a balance beam that is lower than a piggy bank on the other side

Inflation erodes retirement savings over time. Without growth investments, pensions and savings may lose value, especially before age 62.

Federal Employee Benefits Cuts: What’s In, What’s Out in Latest Legislative Proposal

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 12:43 PM | Updated: May 21, 2025 4:13 PM Categories Federal Employee Retirement Leave a comment
Blue key on a keyboard labeled 'cost cutting'

Important changes were made to proposed cuts to federal employees’ retirement benefits after the House Budget Committee advanced the latest bill.

Federal Retirement Reforms: Winners, Losers, and the Bottom Line

FedSmith.com author Ian SmithBy Ian SmithMay 19, 2025 7:05 AM Categories Federal Employee Retirement Leave a comment
Pair of scissors cutting cords holding up the letters 'COSTS' to depict cost cutting

A new CBO report analyzes the proposed cuts to federal employees’ retirement benefits and their estimated impact on the federal deficit.

Pension Reform Showdown: Lawmakers Oppose FERS Contribution Hike

FedSmith.com author Ian SmithBy Ian SmithMay 16, 2025 6:47 PM | Updated: May 29, 2025 10:55 AM Categories Federal Employee Retirement Leave a comment
Scissors cutting a $100 dollar bill in half

Opposition to proposed retirement benefits cuts for federal employees among House lawmakers may put the legislative proposal in jeopardy.

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Daily TSP Performance

June 27, 2025

Fund Last % YTD
G Fund $19.1640 +0.01% +2.19%
F Fund $20.1893 -0.22% +3.65%
C Fund $98.1591 +0.53% +5.63%
S Fund $91.5783 +0.19% +1.58%
I Fund $49.6351 +0.62% +18.47%
L Income $27.9152 +0.14% +4.39%
L 2025 $14.3722 +0.14% +4.44%
L 2030 $53.9126 +0.30% +6.87%
L 2035 $16.3151 +0.33% +7.30%
L 2040 $62.2422 +0.36% +7.72%
L 2045 $17.1484 +0.38% +8.07%
L 2050 $37.8296 +0.41% +8.40%
L 2055 $19.2429 +0.51% +9.44%
L 2060 $19.2406 +0.51% +9.44%
L 2065 $19.2382 +0.51% +9.44%
L 2070 $11.4022 +0.51% +9.46%
Get detailed TSP data at TSPDataCenter.com

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