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Ralph R. Smith

Ralph Smith has several decades of experience in federal human resources. He has been a federal employee and contractor. He is a prolific author on a wide range of human resources topics. He has published books and newsletters on federal HR, and is a co-founder of two companies and several federal human resources newsletters. Follow Ralph on X: @RalphSmith47

2,664 Articles by Ralph R. Smith

Retirement

COLAs, Inflation and Planning Your Retirement

Federal retirees receive an annual cost of living increase indexed to inflation, but the inflation index may not reflect your true cost of living.

By Ralph R. Smith Apr 18, 2007 4:31 AM

Federal Workforce News

Lock In Your TSP Losses and Delay Your Retirement

Does planning for retirement make you nervous? How did you react when the TSP stock funds dropped in February? Some investors made money. Probably many more investors lost…

By Ralph R. Smith Apr 17, 2007 4:28 AM

Court Cases

Who Will Get the Retirement Annuity?

What will happen to a federal employee's annuity in the event of a divorce? The answer is not always clear--even after a decision from OPM and the MSPB…

By Ralph R. Smith Apr 10, 2007 4:56 AM

Retirement

Keys to a Successful Retirement

There are several basic rules everyone should follow to ensure you can retire the way you want to retire and not the way you will be forced to…

By Ralph R. Smith Apr 9, 2007 4:20 AM

Federal Workforce News

I Fund Takes TSP Investors on a Wild Ride

All TSP funds are up in March--with the exception of the F fund which remained the same by the end of the month. Despite a wild ride, the…

By Ralph R. Smith Apr 3, 2007 3:41 AM

Human Resources

“It’s Not Personal, It’s Just Business”

Press releases are written to provide a favorable image of an organization or to create an unfavorable image of another person or organization. Federal employee unions issue lots…

By Ralph R. Smith Mar 30, 2007 4:33 AM

Pay & Benefits

Federal Compensation Is More Than Just Salary: Check out the Awards, Promotions and WIG’s

How much does the average federal employee make? How about the average federal professional employee? Does anyone get promoted in government? Does anyone get awards and how much…

By Ralph R. Smith Mar 29, 2007 8:31 AM

Court Cases

Cash Advances and Government Travel Card Lead to Suspension

The Board continues to be divided on the issue of government travel cards and disciplinary action. In a case involving allegations of misuse of a government travel, a…

By Ralph R. Smith Mar 28, 2007 4:27 AM

Federal Workforce News

Which Retirement Path Are You On?

A recent survey shows there are six paths to retirement. Some readers have the option to choose among several paths. Others will have the decision thrust upon them…

By Ralph R. Smith Mar 26, 2007 4:34 AM

Federal Workforce News

How to Fulfill Your Basketball Fantasy

Want to fulfill your fantasy of getting great seats to the NCAA basketball tournament--for free? Here's how you can do it legally.

By Ralph R. Smith Mar 21, 2007 5:05 AM

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