Q&A
Which is Better to Put in Place for My Wife: Survivor Benefit or Guaranteed Life Insurance?
Do I take a full survivor benefit for my wife which I estimate will be $226.00 that is deducted from my monthly retirement, or do I take some…
Annuity
Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.
Q&A
What Impact Does Unused Sick Leave Have on My Annuity?
I plan on retiring with 42 years and 7 months of service in Jan 2017. I will have accumulated 2500 hours of sick leave balance at time of…
Q&A
Impact of LEO ‘Bridge’ on Federal Pension
I was employed in a law enforcement officer position and retired under FERS. I am collecting my annuity and the "bridge." I have an opportunity to be hired…
Q&A
What Happens to My Retirement Contributions if I Die Soon After I Retire?
If I were to pass away after only being retired a couple of years, I will have only had taxes excluded on a portion of my pension. If…
Q&A
Spouse’s Survivor Benefit at the Time of Death
I am 60. I would like to continue to work at least until I'm 62 but if I were to pass away before retiring, would my wife be…
Q&A
CSRS Annuity and Divorce Decree
I am under CSRS and thinking about retiring soon. However, I am divorced and my divorce decree has a formula type clause and I don't know how OPM…
Pay & Benefits
Earning Annuity at a Higher Rate After a Step Increase
I plan to retire December 31, 2015, and on December 1, 2015 I am due for a step increase. I want to know if the retirement estimate will…
Q&A
An Investment That ‘Can’t Lose Money’
A financial planner we met with was interested in moving a chunk of our TSP investment into an investment that "can't lose money." What are your thoughts on…
Q&A
How Will My Retirement Be Calculated?
I have 15 years under CSRS and 15 under FERS. How will my retirement be calculated?
Q&A
What Should You Do If Your Spouse Dies and You Have a Spousal Annuity?
If your spouse dies (no children) and you have a spousal annuity, what should you do?