John Grobe

John Grobe is President of Federal Career Experts, a consulting firm that specializes in federal retirement and career transition issues. He is also affiliated with TSP Safety Net. John retired from federal service after 25 years of progressively more responsible human resources positions. He is the author of Understanding the Federal Retirement Systems and Career Transition: A Guide for Federal Employees, both published by the Federal Management Institute. Federal Career Experts provides pre-retirement seminars for a wide variety of federal agencies.

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‘In-Service’ Withdrawals and Your TSP

By on March 21, 2017 in Pay & Benefits with 0 Comments
‘In-Service’ Withdrawals and Your TSP

Federal employees are allowed to withdraw money from the Thrift Savings Plan while still working for two reasons: financial hardship and age. The author explains how these withdrawals work.

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Can Roth TSP Withdrawals Be Taxed?

By on March 12, 2017 in Pay & Benefits, Retirement with 0 Comments
Can Roth TSP Withdrawals Be Taxed?

Could funds in your Roth TSP be taxed when you withdraw them? The answer is “yes, if you are not careful.”

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Your Financial Future: Are You an In or Outpatient?

By on March 2, 2017 in Retirement with 0 Comments
Your Financial Future: Are You an In or Outpatient?

If you have been admitted to a hospital and you have Medicare, you need to know if you’ve been admitted as an inpatient or as an outpatient. There could be a big difference when you find out how much you have to pay in expenses.

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Deferred Retirement for a Departing Federal Employee

By on February 7, 2017 in Retirement with 0 Comments
Deferred Retirement for a Departing Federal Employee

These are some facts about deferred retirement that could be critical for a federal employee.

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How Some Federal Employees Can Avoid a 10% Penalty on TSP Withdrawals

By on February 5, 2017 in Retirement with 0 Comments
How Some Federal Employees Can Avoid a 10% Penalty on TSP Withdrawals

Certain categories of federal annuitants can now make penalty free withdrawals from the Thrift Savings Plan. Here is how to avoid incurring this 10% penalty.

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What Happens to Your Federal Benefits If You Leave Before You Are Eligible to Retire?

By on February 1, 2017 in Pay & Benefits, Retirement with 0 Comments
What Happens to Your Federal Benefits If You Leave Before You Are Eligible to Retire?

What happens to your benefits as a federal employee if you leave before you are eligible to retire from federal service?

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Why Would I Have to Pay More Than $134 in Medicare Part B Premiums?

By on January 25, 2017 in Q&A, Retirement with 0 Comments
Why Would I Have to Pay More Than $134 in Medicare Part B Premiums?

I was told by a colleague of mine that she has to pay more than the $134 Medicare Part B premium. Why is this the case?

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Buyouts and Early Outs

By on January 15, 2017 in Retirement with 0 Comments
Buyouts and Early Outs

The author provides some general information about early outs and buyouts along with questions federal employees should ask themselves if they are considering taking one of these.

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Will Retiring in the Middle of December Lower My FERS Pension?

By on January 3, 2017 in Q&A, Retirement with 0 Comments
Will Retiring in the Middle of December Lower My FERS Pension?

I understand that there is often a “best date” to retire to maximize one’s pension, but I want to retire in the middle of December 2017 to take my family on vacation. What effect will that have on my FERS pension?

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Why are TSP Annuities the Least Popular Withdrawal Choice?

By on December 19, 2016 in Q&A, Retirement with 0 Comments
Why are TSP Annuities the Least Popular Withdrawal Choice?

FedSmith.com author John Grobe recently stated that TSP annuities are one of the least popular withdrawal choices for plan participants. One user wanted to know why this was the case. Here is his answer.

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