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Annuity

Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.

The CSRS Voluntary Contribution Program

By John StohlmanDec 15, 2014 3:53 PM | Updated: Aug 25, 2016 4:26 PM Categories Pay & Benefits, Retirement Leave a comment

The CSRS Voluntary Contribution Program has been available to CSRS or CSRS Offset federal employees for many years. It can be a very useful option to significantly increase retirement savings. The author explains some of the details of this program.

What is the Best Date to Retire?

By Ehren ClovisDec 10, 2014 2:52 PM Categories Q&A, Retirement Leave a comment

I am planing to retire this FY. I am trying to determine if hanging until Jan. 10, 2015 for full lump sum (448 hours) is a better option than going 12/31/14 which would obviously get my annuity started 1 month earlier.

TSP Annuity After Retirement

FedSmith.com author John GrobeBy John GrobeNov 12, 2014 7:12 AM Categories Q&A, Retirement Leave a comment

If I elect to take the TSP annuity after retirement and I die before using all of my contributions will it go to my adult daughter, my elected beneficiary?

Am I Eligible for the Special Retirement Supplement?

FedSmith.com author John GrobeBy John GrobeOct 21, 2014 10:07 AM Categories Q&A, Retirement Leave a comment

I am a VA employee under FERS retirement. I meet the MRA. Does this mean I would not be eligible for the special retirement supplement?

Will I Forfeit My Pension If I Accept a Job with USPS?

FedSmith.com author John GrobeBy John GrobeSep 24, 2014 6:37 AM Categories Pay & Benefits, Q&A Leave a comment

I am a retired air traffic controller with the FAA after 25 yrs of service. Will I forfeit my pension from the FAA if I accept a job with the USPS?

Do ‘Unpaid Entries’ Change My Service Computation Date for Retirement?

By Ehren ClovisSep 18, 2014 7:16 AM Categories Q&A, Retirement Leave a comment

I recently received a “Certified Summary of Federal Service” and noticed that there were several entries annotated with “FICA Only — Deposit Not Paid” and my SCD is a later date than I have had for the last 25 years or so. Did those unpaid entries change my SCD for retirement?

What’s the Rationale Behind the Best Dates to Retire in 2014?

By Ehren ClovisSep 9, 2014 6:22 AM | Updated: Aug 12, 2016 2:58 PM Categories Pay & Benefits, Q&A, Retirement Leave a comment

Could you explain the rationale for the best dates to retire? For example why is Dec 28 better than Dec 31 for 2014?

How is My FEHB Premium Paid Until I Start Receiving My Pension?

FedSmith.com author John GrobeBy John GrobeSep 4, 2014 7:35 AM Categories Q&A, Retirement Leave a comment

I’m retiring at the end of the year. How is my FEHB premium paid until I start receiving my monthly pension?

5 Important Questions To Consider Before Applying For OPM Disability Retirement

By Kimberly H. BerrySep 1, 2014 3:48 PM Categories Retirement Leave a comment

The author outlines five questions that identify a few of the initial considerations that federal employees should examine when determining whether they should pursue OPM disability retirement.

CSRS Offset

FedSmith.com author John GrobeBy John GrobeAug 21, 2014 6:54 AM Categories Q&A Leave a comment

How does the CSRS offset retirement situation work?

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Daily TSP Performance

April 10, 2026

Fund Last % YTD
G Fund $19.8154 +0.01% +1.16%
F Fund $20.9622 -0.12% +0.39%
C Fund $109.4304 -0.10% -0.08%
S Fund $103.1166 -0.39% +2.70%
I Fund $60.3073 +0.45% +8.68%
L Income $29.7669 +0.02% +1.79%
L 2030 $59.4657 +0.03% +2.35%
L 2035 $18.1407 +0.03% +2.61%
L 2040 $69.6327 +0.03% +2.72%
L 2045 $19.2855 +0.03% +2.82%
L 2050 $42.7658 +0.04% +2.92%
L 2055 $22.1381 +0.05% +3.31%
L 2060 $22.1355 +0.05% +3.31%
L 2065 $22.1327 +0.05% +3.31%
L 2070 $13.1177 +0.05% +3.31%
L 2075 $11.4584 +0.05% +3.31%
Get detailed TSP data at TSPDataCenter.com

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