Retirement
“I would have lost more, but that was all the money I had.”
TSP investors face market panic as stocks fall; history shows markets rebound, urging patience and long-term focus over emotional reactions.
TSP
Stay updated with the latest TSP news, including TSP fund performance, investment updates, contribution limits, withdrawal rules, and fee changes that impact federal employees and retirees. Here, you’ll find articles on TSP investment strategies, L Fund performance, market trends, TSP modernization updates, and guidance to help you make informed decisions about your Thrift Savings Plan. Whether you’re early in your federal career or preparing for retirement, find clear insights on maximizing your TSP growth and managing your long‑term financial strategy.
Pay & Benefits
TSP Stock Funds Drop Again: Get a Grip and Put the Current Market in Perspective
Your TSP funds have probably taken a dramatic hit. Put the situation in perspective before hitting the panic button and making decisions you may regret later.
Federal Workforce News
Buying Stocks at “The Point of Maximum Pessimism”
Are stock market investors at "the point of maximum pessimism"? It isn't possible to know but there is plenty of evidence to think we are at least in…
Federal Workforce News
TSP Drops Fast; 2009 COLA Rate Also Drops
The stock market has been falling fast and TSP return rates are falling along with the market. And, this will surprise some current and future federal retirees, the…
Federal Workforce News
TSP Stock Funds Turn Around in August
TSP stock fund returns were all up for August, with the exception of the I fund which took a drubbing and is down more than 17% for the…
Federal Workforce News
Buy High and Sell Low
The way to make money in the stock market is to "buy low and sell high." But many investors follow the opposite practice. They "buy high and sell…
Federal Workforce News
TSP Funds Reflect Continuing Decline in Stock Values
The stock market decline continued in July and the TSP funds reflect the declining values as most of the funds are down for the month, year and and…
Pay & Benefits
Funding Tobacco Legislation by Changing the Thrift Savings Plan
New legislation passed the House this week to protect public health by providing the Food and Drug Administration with authority to regulate tobacco products. The bill will cost…
Federal Workforce News
Seeking Access to the TSP’s Billions
P.T. Barnum is credited with the phrase "There's a sucker born every minute." Keep that in mind when you read ads about how how to invest (or roll-over)…
Pay & Benefits
Quietly Changing the TSP’s Investment Philosophy
A pending bill would quietly change the TSP's investment philosophy. The result would be opening the door to more investment options, confusing many investors, applying more political pressure…