C Fund Tanking in January–So Far
The stock market has not been performing well for investors. For the first three weeks of January, the C fund has followed this trend as the S&P 500 Index is down about 4% for the month.
If you are a federal employee, you may be wondering how to plan for your retirement and make the most of your Thrift Savings Plan (TSP). The TSP is a tax-advantaged retirement savings plan that allows you to invest in various funds and options, depending on your risk tolerance and goals. On this tag page, you will find articles and resources that will help you understand the benefits and features of the TSP, as well as tips and strategies to increase your investment returns and secure your future income. You will also learn about the latest news and updates on the TSP performance, fees, withdrawals, and more. Whether you are just starting your federal career or are near retirement, these articles will provide you with valuable information and guidance on how to make the best use of your TSP.
The stock market has not been performing well for investors. For the first three weeks of January, the C fund has followed this trend as the S&P 500 Index is down about 4% for the month.
November was generally good for TSP fund investors with the S fund leading all others.
The TSP’s C fund has been good to investors for two months in a row with a postive return of about 5.7% in November.
The stock market rebound in October 2002 is reflected in the results of the C fund. The F fund turned down slightly in response to pressure in the bond market.
Several readers have asked FedSmith.com about the risks of investing in bonds. Our advice: Investing in a bond fund is necessary to have a diversified investment portfolio.
The TSP’s C Fund had a positive return in October of more than 8%–the best return since the height of the bull market way back in 2000.
With the C Fund down more than 20% in the past twelve months, fund investors are looking for a respite. They may get one in October if the stock trend continues for the last several days of October.
The Federal Retirement Thrift Investment Board says that problems with the new system prevent it from implementing a new record keeping system
C Fund Loses about 11% in September
The S&P Index results are now available for the past month and the past quarter. The C Fund is based on this index so readers can get a close idea of how their fund is doing now.