The federal benefits Open Season for the 2024 plan year begins November 13, 2023, and runs through December 11, 2023. This is the event where federal employees and retirees choose their benefits for next year.
During Open Season, you can enroll in new health insurance coverage under the Federal Employees Health Benefits (FEHB) program, change plans or plan options, change enrollment type (to Self, Self Plus One or Self and Family) or cancel coverage.
If you choose to do nothing, your current coverage will automatically continue. You do not need to take any action if you are satisfied with your current FEHB plan. However, you must change plans if your plan has ended coverage in your area or your plan is terminating participation in the FEHB Program.
To make a change to your health insurance, visit the OPM website.
Open Season options are similar for the Federal Employees Dental and Vision Insurance Program (FEDVIP) as well. You can enroll, change plans or plan options, change enrollment type (to Self, Self Plus One, or Self and Family), or cancel coverage. Your current coverage will continue if you take no action.
To make changes to your FEDVIP coverage, visit benefeds.com or call 877-888-FEDS (877-888-3337).
Note that the Federal Employees’ Group Life Insurance (FEGLI) Program and the Federal Long Term Care Insurance Program (FLTCIP) do not participate in the annual open season.
| Action | Most Non-Postal Employees | Postal Employees | Compensationers (OWCP) |
|---|---|---|---|
| Enroll, change enrollment, premium conversion change in election | January 14, 2024 | January 13, 2024 | January 28, 2024 |
| Cancellation | January 13, 2024 | January 12, 2024 | January 27, 2024 |
Articles and Resources to Assist With FEHB Open Season
Be sure to check out these articles to assist you with researching your FEHB Open Season options.
2024 FEHB Premiums
- 2024 FEHB Premiums to Increase by 7.7%
Details about the 2024 FEHB premiums - FEHB Premium Increases for Federal Employees Under Blue Cross Blue Shield
A historical look at premium increases under one of the FEHB’s most popular providers - 2024 FEHB Premium Increases for Blue Cross Blue Shield Nationwide Plans
How much have BCBS nationwide premiums risen over last year?
Guidance on FEHB Plans and Plan Options
- Guide to 2023 Federal Benefits Open Season
These are some important planning considerations for the FEHB open season - How to Save Money on 2024 FEHB Coverage and Healthcare Costs
With the sharp increases in FEHB premiums, what are some ways that federal employees can save on their healthcare costs next year? - Don’t Forget to Get Your Annual Health Physical
Health insurance through the FEHB enables federal employees to get annual health physical exams and ensure their plan still meets their needs. - 5 Best Strategies to Maximize FEHB
These are five tips for federal employees to make the most of their FEHB plans.
FEHB and Retirement
- How Your FEHB Plan Changes When You Retire
How do your FEHB benefits change after retirement? - How to Keep FEHB Coverage in Retirement
Federal employees have some requirements they must meet to continue FEHB in retirement.
Medicare
- Medicare Part B Premiums Increasing in 2024
Details on 2024 Medicare Part B premiums - Medicare Basics for Federal Employees
Important information for federal employees to know about Medicare - Could an HSA and Medicare Mashup be in Your Financial Future?
Funding an HSA now can help you save on taxes and pay Medicare premiums in the future.
