🇺🇸 In honor of those who gave everything in service to this nation — FedSmith observes Memorial Day with gratitude. 🇺🇸
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
A casual observer might think that CSRS employees who retire on an early out and receive a 2% per year reduction for being under age 55 are worse…
If you are a federal employee and do not know your MRA (Minimum Retirement Age), you are probably in the CSRS system. There is a financial penalty for…
If you have an opportunity for an early out or a buyout, are you focused exclusively on not liking your current job? Here are questions you need to…
Tens of thousands of federal employees are heading into retirement. They will get a COLA each year. Will it really keep up with inflation? Will you have enough…
Retirement on your mind? Consider long term care insurance. What you are really buying is protection for your assets.
Many federal employees are apparently thinking of retirement. If you are thinking of retiring in 2008, what is the most advantageous retirement date? Here are suggestions that may…
Imposing restrictions on frequent trades in the TSP has generated numerous comments and frequent expressions of outrage from readers. Some readers give examples of how they have made…
All of the baby boomers will be long retired before we have a solution to this crisis that is supposedly going to be brought about by their retirement.…
The Government Pension Offset (GPO) and the Windfall Elimination Provision can impact your retirement income. This article briefly explains how the GPO may impact a federal retiree.
How does the Windfall Elimination Provision apply to CSRS Offset Employees? The author explains in this short article.