An Introduction to Long Term Care Insurance
Retirement on your mind? Consider long term care insurance. What you are really buying is protection for your assets.
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Best Date to Retire in 2008 (or early in 2009)
Many federal employees are apparently thinking of retirement. If you are thinking of retiring in 2008, what is the most advantageous retirement date? Here are suggestions that may be of interest as you mull over the question.
Market Timing and Your TSP
Imposing restrictions on frequent trades in the TSP has generated numerous comments and frequent expressions of outrage from readers. Some readers give examples of how they have made considerable amounts of money with their frequent trading. Should everyone be trying to time the market with their future retirement funds?
Reform, Retirement and Hot Air: Will Boomer Retirements Create a Crisis?
All of the baby boomers will be long retired before we have a solution to this crisis that is supposedly going to be brought about by their retirement. Perhaps agencies should be looking seriously at a career development program that can be implemented at a local level and that does not require an Act of Congress.
The Government Pension Offset
The Government Pension Offset (GPO) and the Windfall Elimination Provision can impact your retirement income. This article briefly explains how the GPO may impact a federal retiree.
The Windfall Elimination Provision and CSRS Offset Retirees
How does the Windfall Elimination Provision apply to CSRS Offset Employees? The author explains in this short article.
Windfall Elimination and Your Retirement Future
The Windfall Elimination Provision (WEP) may impact your retirement income. Here is an explanation of the WEP and how it may impact you.
CSRS Employees: How to Help Make Up for Lost Time Before Retirement
If you are getting closer to retirement, the time you may have lost in saving cannot be found again. There are a couple of steps you can take to catch-up and have a more comfortable retirement future.
$2.9 Billion Traded from Thrift Savings Plan Stock Funds in August
TSP investors often bail out of stock funds when the stock market becomes volatile–often to their financial detriment. The market was volatile in August. Did investors react differently this time? And what are the trading costs for the funds when the market is volatile? Here is a quick summary.
“Public Sector Workers Saving Less”
Public sector employees are saving less for retirement than those in the private sector. Here are some probable reasons for the disparity.
