Saving for Children Under FERS: What Works, What Doesn’t, and Why
Not all savings accounts for children are equal for FERS families.
Taxes
Stay informed on tax rules and implications affecting federal employees and retirees, including guidance on taxes for FERS and CSRS annuities, Social Security taxation, TSP withdrawals, and retirement income planning. Explore updates on IRS regulations, withholding rules, state tax considerations, and policy changes that influence how federal retirement benefits are taxed. Find clear explanations and practical insights to help federal employees understand how different income sources are treated and how tax changes may impact their financial planning.
Why “Safe” Withdrawal Rates Depend on the Type of Account You’re Spending From
Safe retirement withdrawal rates depend on the account type, as tax drag reduces sustainability for taxable and traditional IRA accounts.
Is Military Retirement Pension Taxable? Federal and State Income Tax Chart
Is military retirement taxable? Understand tax rules for military retirement pay, including federal income tax for disability military retirement benefits.
TSP Releases January 2026 Processing Schedule
The Thrift Savings Plan has released its processing schedule for January which contains important updates for TSP participants.
Major Changes to Charitable Giving Tax Rules Begin in 2026
Starting 2026, new charitable tax rules add non-itemizer deductions, AGI floors, and 35% caps, making careful planning essential for maximizing benefits.
Why Federal Employees Often Reach Their Highest Tax Bracket After They Retire
Federal retirees often face higher taxes than expected, as FERS, Social Security, and TSP RMDs quickly fill tax brackets and trigger Medicare surcharges.
How Different Inheritances Are Taxed and What That Means for You
Will you owe taxes if you inherit money or property? What about taxes for TSP beneficiaries?
Navigating Roth Conversions Under the One Big Beautiful Bill Act
The OBBBA extends lower tax rates, easing Roth conversions. These are some important considerations for federal employees.
Should I Stay or Should I Go?
When considering retiring as a federal employees, it is important to plan for income changes and taxes.
Maximize Your Retirement: The Power of Smart Asset Location
Asset location is an often overlooked tax savings strategy. Learn how placing assets in the right accounts can boost returns.
