Should You Take the Federal Buyout? A Guide to VERA and VSIP in 2026
A VERA or VSIP offer can seem like a golden ticket, but early retirement comes with permanent reductions to your pension, TSP, and Social Security.
Author: Dallen Haws
Recession-Proofing Your TSP: A Federal Employee’s Guide to Retirement Security
Federal retirees can use a bucket system strategy to protect their short- and long-term retirement savings in the TSP during market downturns.
Dodging the RMD Tax Trap: A Federal Employee’s Guide to Smarter Withdrawals
RMDs require retirees to withdraw from pre-tax accounts, risking higher taxes. These are some tips for federal employees to avoid future tax burdens.
The Critical Health Insurance Decisions Every Federal Retiree Must Make
Federal retirees must weigh FEHB vs Medicare choices carefully, balancing premiums, coverage, and long-term penalties to protect health and savings.
Why FERS Retirees Need More Than a Pension to Beat Inflation
Federal retirees face COLA gaps and inflation risk. A balanced TSP strategy and financial margin are key to protecting long-term purchasing power.
Under-Living: The Hidden Risk for High-Achieving Savers
Don’t let your TSP millions gather dust—trade under-living for lifelong memories. Spend smart, savor now, and let your money serve your life.
Can You Double Your TSP in 7 Years?
Is it possible for federal employees to double their TSP accounts in 7 years? These are some important considerations.
Is $900K the Magic Number for Federal Employee Retirement?
Is a $900,000 TSP account enough for a federal employee to retire?
Mastering the FEHB 5-Year Rule: How to Secure Health Coverage in Retirement
FEHB is a valuable benefit for federal employees that they can take into retirement provided that they meet certain requirements.
The Real Costs and Benefits of Working After Federal Retirement
Working after federal retirement boosts income and purpose but can impact FERS, Social Security, Medicare premiums, and future tax obligations.
