How Federal Employees Can Save Hundreds on Prescription Drugs Each Year
These are some ways federal employees can save on prescription medications with their FEHB insurance.
Author: Francis Xavier (FX) Bergmeister
How to Estimate the True Cost of Your Home in Retirement
Retirees must plan for ongoing costs associated with a home, including property taxes, insurance, utilities, and maintenance.
The New Medicare Landscape: How the 2027 Rule Changes Your Retirement Decisions
CMS’s 2027 proposed Medicare rule brings major changes to Part D, Star Ratings, and plan marketing—with direct implications for federal retirees weighing FEHB options.
Why the Dow Reaching 50,000 Does Not Change Your Retirement Plan
When the Dow crosses 50,000, headlines will call it historic. But for federal employees and retirees, the milestone may matter far less than you think.
The Retirement Housing Trap: Why Home Costs Often Rise Later in Life
Retirement housing costs can rise in four phases, with major repairs and aging-in-place needs often increasing expenses late in life.
The Retirement Spending Smile: Why Expenses Fall—and Then Rise Again
Research shows retirement spending doesn’t simply decline—it dips in the middle years, then rises again. Here’s what that means for your financial plan.
The Hidden Costs of Retirement: A New Series for Federal Employees
Federal retirement planning extends well beyond healthcare. This new series explores how housing, spending patterns, and timing shape your finances for decades.
TSP vs. Fidelity and Vanguard: A $1 Million Retirement Case Study
Should you keep your TSP or roll it over to Fidelity or Vanguard? A $1 million case study reveals the real trade-offs for federal retirees.
Why Are So Few Federal Employees Using the TSP Mutual Fund Window?
Years after launching, the TSP mutual fund window has attracted fewer than 10,000 participants. Here’s why most federal employees are sticking with core funds.
The One-Decision Trap: What Federal Retirees Can Learn from Netflix
Netflix walked away from a $90 billion deal. Federal retirees face similar choices with TSP withdrawals, annuities, and Roth conversions. Flexibility matters.
