Will You Get a Larger Retirement Check in 2011?
Your expenses in retirement are higher now than they were last year. Does this mean federal retirees get a larger retirement check next year?
Retirement
Stay informed with the latest federal employee retirement news, including updates on FERS and CSRS, retirement eligibility rules, OPM retirement processing, and TSP performance as it relates to long‑term retirement planning. This category covers annual COLA updates, TSP news, survivor benefits, military service credit, retirement application guidance, and major OPM policy changes or federal legislation that could affect federal retirement benefits. Find clear, timely information to help current and former federal employees navigate retirement planning, benefit calculations, and post‑retirement considerations.
Your TSP: Roll it or Leave It?
When you retire, you will be faced with many choices as to what to do with your Thrift Savings Plan investments. If a financial advisor is suggesting that you roll your money into an IRA, ask why. Is it because the IRA is really a better investment, or is it that he/she will earn a fee from the transaction?
2011 Financial Questions (And Some Answers) for Federal Employees
Will you get a COLA as a federal retiree in 2011? Will federal employees get a pay raise in 2011? How much will your health insurance premium go up in 2011?
Asset Allocation and Your TSP
What does it mean to “time” the stock market? It depends on your definition. In its simplest form Asset Allocation is diversification. The author says that diversification and trending may help some people improve their investment return in the TSP.
Tidal Wave of Federal Employee Retirements?
Is there really an ongoing “tidal wave†of retirements? If yes, is there evidence for it? If evidence shows there is no tidal wave, then why would a Federal agency foster such an impression?
Should You Make a Military Deposit?
Federal employees who have had military service after January 1, 1957 have the opportunity to make a deposit and have that military time count for both their CSRS or FERS retirement and for Social Security. In most instances it makes a great deal of sense to buy the military time, but there are exceptions.
Turning Your TSP into an Income Stream
Turning accumulated savings in the Thrift Savings Plan (TSP) into a stream of income is a goal for federal employees who are hoping to retire at a comfortable level. This is particularly true for FERS employees who get a less generous pension than employees who are covered by CSRS.
Far From the Madding Crowd
Where will you live when you retire and can choose anyplace you want to go? One federal employee couple opted for a different lifestyle spending their summers in a small town in Maine–away from the hustle and crowds in the Washington, DC metropolitan area.
Going Back to Work for Uncle Sam
Are you thinking of returning to work as a federal employee after retirement? This article does not address why you might want to do this but factors to consider if you are wondering how to go about returning to federal employment.
The Windfall Elimination Provision: How Does It Work? To Whom Does It Apply?
The Windfall Elimination Provision (WEP) reduces, but does not eliminate, the earned Social Security benefit of a person who is also receiving a pension from a system where no Social Security payments were withheld.
