Are Abnormally Successful Feds Faking Their Own Death for Financial Gains?
How would your spouse get by in retirement if you were to pass away? The author discusses how imagining this scenario can help with your retirement planning.
🇺🇸 In honor of those who gave everything in service to this nation — FedSmith observes Memorial Day with gratitude. 🇺🇸
Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.
How would your spouse get by in retirement if you were to pass away? The author discusses how imagining this scenario can help with your retirement planning.
The White House's 2019 budget outlined a number of proposed cuts to federal employees' benefits. How much of an impact would these have on your retirement?
Because unused sick leave is used in the computation of my annuity, will it allow me to receive the 1.1% FERS computation factor?
Readers have asked questions about the reduction in their annuity payments for retired federal law enforcement officers. Here is OPM's response.
OPM asked its IG not to publish a report about a decision the agency made that raised annuity payments for some retired federal employees. Here's what happened.
I’ve heard that there are two different computation factors that are used in computing the FERS annuity; 1% and 1.1%. What’s the difference between them?
How is your unused sick leave factored into your annuity calculation? The author clarifies what he says is a frequent misconception among federal employees.
The 2018 COLA increase will be reflected in payments for federal retirees in January 2018. Some will receive a full COLA; others will receive a prorated COLA.
I’m a FERS employee who has worked part time for part of my federal career. How does this affect my length of service and the way my FERS…
Are you planning to leave federal service at the end of the year? These are some important considerations for maximizing your annuity and leave payments.