Kelly Monroe

Kelly L. Monroe is the creator of the FERS Blueprint Retirement Training System. She’s a licensed financial planner and has consulted with over 2,300 Federal employees to help them clarify their retirement planning. Be sure to get
your free benefit guide, The 7 Superheroes of FERS Retirement Benefits, to use as a handy one-page reference guide for retirement planning.
The 3 Big Retirement Myths That Could Wreck Your Plans

These are three common mistakes federal employees can make that harm their retirement plans.
How To Keep Your FEHB (Health Insurance) When You Retire

In order to carry FEHB coverage into retirement, you must meet these requirements. The author also addresses some questions federal employees are likely to have.
What’s the Impact of the [PROPOSED] FERS Benefit Cuts?
![What’s the Impact of the [PROPOSED] FERS Benefit Cuts? What’s the Impact of the [PROPOSED] FERS Benefit Cuts?](http://www.fedsmith.com/wp-content/uploads/2018/02/fers-benefits-cuts-severity-300x200.jpg)
The White House’s 2019 budget outlined a number of proposed cuts to federal employees’ benefits. How much of an impact would these have on your retirement?
5 Things a Widow or Widower Would Tell You About FERS Survivor Benefits + A Common Question

How much does your spouse receive from your FERS pension if you pass away? That depends on the survivor benefit option you choose.
What’s Better: TSP or Roth TSP?

Which is better for your retirement savings: the TSP or the Roth TSP? Here are the basic differences and some resources to help you with this decision.
Retirement Success Habit: Getting Your TSP Ready For 2018

The IRS has announced the TSP contribution limits for 2018. Here are some tips on maximizing your retirement savings in the TSP.
Quick Guide: FERS Retirement for Busy Employees

Do you know the basic benefits included under FERS? This is a quick overview of them and what each provides.
What If FERS Changed? Can You Still Retire Comfortably?

Cuts to retirement programs have been proposed which has many federal employees worried. Can you still retire comfortably if some of these changes were enacted?
How to Use Military Service to Increase Your FERS Pension

There is a provision in FERS that allows you to “buy back” your active duty military service. The author provides a basic overview of how this process works.