Randy Silvey

Randy Silvey is the published author of You FIRST, Federal Employees Retirement Guide, one of the bestselling books of its kind on Amazon and Kindle. For over 14 years, he’s been educating and guiding Feds in pursuing wealthier retirement lifestyles. Randy can be reached at 816-524-1515 or visit his website at www.silverlightfinancial.com. Securities offered through Infinity Financial Services. Member FINRA/SIPC.

Uncharted Waters Ahead! Could Previous Retirement ‘Plans’ Become a Fed’s Financial Moby Dick?

By Randy SilveyJune 3, 2020 11:44 AM

Not properly crafting your retirement plan can leave you stranded if a storm hits the financial markets.

Surviving a Financial ‘Bear Attack’

By Randy SilveyMay 6, 2020 8:48 AM

Illustration of a businessman running from COVID-19 coronavirus cells falling from the sky as a bear's head with its mouth open roaring appears to be waiting up ahead of him

A recent retired federal employee is worried about the stock market drop and asks what he can do to protect his retirement savings.

Fundamentals of Favorable Financial Fundamentals

By Randy SilveyMarch 11, 2020 11:14 AM

Booklet open to a page that reads 'focus on fundamentals' next to a box with a checkmark in it; a pen, calculator and cash are seen sitting just above the booklet

When financial experts talk about economic “fundamentals” favoring positive growth for your long-term retirement savings, to what are they referring?

Are You Foiling the 4 F’s of Retirement?

By Randy SilveyDecember 16, 2019 11:33 AM

Illustration of a checklist labeled 'retirement plan'

Are you avoiding these common retirement pitfalls?

Does Political Drama in Washington Impact Your Federal Retirement?

By Randy SilveyNovember 13, 2019 2:46 PM

View of the capitol building in Washington, DC at night with the street lit up

Political drama can cause shifts in the stock market. Should this cause federal employees to worry about their retirement savings?

How Much Money Do I Need to Retire?

By Randy SilveyOctober 16, 2019 3:09 PM

Words 'how much can you save?' written on a post-it note stuck to a wooden desk surface next to a coffee cup, pen and keyboard

Can you retire on a $1 million in savings? The author looks at what it takes to maintain your current lifestyle after retirement.

Could the Typical Fed Benefit from Capital Gains Reform?

By Randy SilveyAugust 15, 2019 2:31 PM

Burlap bag with a dollar sign on the front of it sitting on a table next to stacks of gold coins and a plant depicting retirement savings/wealth/cash

A proposal is on the table to modify the capital gains tax. How likely is it to pass and what could it mean for your retirement savings?

Is Working after Retirement Worth the Costs?

By Randy SilveyJuly 12, 2018 3:20 PM

Blended image of an old style alarm clock, calculator and growing stacks of coins in a row depicting growth of retirement savings over time/time is money concept

Is it true that there is an income limit for federal retirees under FERS who work after retiring from federal service?

Who’s to Blame? Will Feds be Culpable for Lower Income and Lost Benefits?

By Randy SilveyJune 5, 2018 3:41 PM

Sad looking businessman standing next to a lowering bar chart depicting lost money/financial losses

Recent news about proposed benefits cuts has many current and former federal employees worried. How might they impact one’s retirement if enacted?

Fund	Last	%	YTD
G Fund	$16.5591	0.00%	+0.31%
F Fund	$20.5872	-0.11%	-2.87%
C Fund	$61.7171	+0.77%	+10.38%
S Fund	$82.1306	+0.15%	+10.69%
I Fund	$37.5654	+0.01%	+6.15%
L Income	$22.7359	+0.09%	+2.06%
L 2025	$11.6253	+0.19%	+4.17%
L 2030	$40.8198	+0.25%	+5.27%
L 2035	$12.2344	+0.27%	+5.75%
L 2040	$46.2070	+0.29%	+6.25%
L 2045	$12.6383	+0.31%	+6.67%
L 2050	$27.6440	+0.33%	+7.11%
L 2055	$13.5147	+0.41%	+8.88%
L 2060	$13.5146	+0.41%	+8.88%
L 2065	$13.5144	+0.41%	+8.88%
Get detailed TSP data at TSPDataCenter.com

Randy Silvey

Randy Silvey

Contact Randy Silvey