Ehren Clovis

Ehren Clovis retired from federal service after a career as a Benefits Specialist. She dealt with the employees of many different federal agencies, and acquired broad knowledge and experience with federal benefits, including the special retirement provisions for federal Law Enforcement Officers (LEOs). She now presents retirement and benefits training for federal employees through Federal Career Experts, Inc. Ms. Clovis also counsels individual clients about federal retirement and benefits through her home business, Federal Benefits On Call.

The ‘Best’ Retirement Dates in 2019

By on October 22, 2018 in Retirement with 0 Comments
The ‘Best’ Retirement Dates in 2019

What are the “best” dates to retire in 2019? The author offers some important considerations for FERS and CSRS federal employees.

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What Should Your Surviving Spouse Do About Your Work-Related Benefits When You Die?

By on March 28, 2016 in Pay & Benefits, Retirement with 0 Comments

If you are the spouse of a federal employee who has passed away, what do you need to do with regards to the benefits? And if you are a federal employee, what should you do to make sure your spouse is prepared if you die? This is a list of steps to take should this unfortunate event take place.

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The Best Day to Retire in 2015

By on December 17, 2014 in Retirement with 0 Comments

The author says that while you can retire on any date that you choose, there may be some advantages to retiring at certain times of the month or year. She shares her opinions as to which dates she believes may be best dates for federal employees to consider retiring.

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What is the Best Date to Retire?

By on December 10, 2014 in Q&A, Retirement with 0 Comments

I am planing to retire this FY. I am trying to determine if hanging until Jan. 10, 2015 for full lump sum (448 hours) is a better option than going 12/31/14 which would obviously get my annuity started 1 month earlier.

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Do 'Unpaid Entries' Change My Service Computation Date for Retirement?

By on September 18, 2014 in Q&A, Retirement with 0 Comments

I recently received a “Certified Summary of Federal Service” and noticed that there were several entries annotated with “FICA Only — Deposit Not Paid” and my SCD is a later date than I have had for the last 25 years or so. Did those unpaid entries change my SCD for retirement?

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What's the Rationale Behind the Best Dates to Retire in 2014?

By on September 9, 2014 in Pay & Benefits, Q&A, Retirement with 0 Comments

Could you explain the rationale for the best dates to retire? For example why is Dec 28 better than Dec 31 for 2014?

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Adding Federal Service to State Retirement System

By on August 14, 2014 in Q&A, Retirement with 0 Comments

Can a former federal employee add federal service time to a state employment system?

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Calculating Your High Three Salary

By on July 14, 2014 in Q&A, Retirement with 0 Comments

Does OPM base the CSRS retirement calculation on an employee’s high-three annual BASE PAY or LOCALITY PAY when determining the annual retirement payment?

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Is Military Time Creditable Towards the FERS Multiplier?

By on June 3, 2014 in Q&A with 0 Comments

Does 3 years of Military Time that was “bought back”along with 17 years of civilian Federal Service count toward 20 years of creditable service making one eligible for a FERS 1.1% multiplier if that person retires after age 62?

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Am I Legal?

By on May 10, 2014 in Q&A with 0 Comments

Am I legal? I am wondering about this because of what was stated in your article, Retired Reservists Can Legally “Double Dip”.

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