The Earnings Test for Your FERS Annuity Supplement
The only thing 100% clear about the FERS annuity supplement is that it ends at age 62.
Annuity
Stay informed on federal retirement annuities under both FERS and CSRS, including updates on annuity calculations, eligibility rules, service credit, survivor benefits, and COLA adjustments that affect long‑term retirement income. Explore clear explanations of how federal pensions are computed, how policy or legislative changes may impact annuity payments, and what federal retirees need to know about planning for financial security. Find timely analysis and practical guidance to help federal employees and retirees understand the factors that shape their annuity benefits.
FERS and Your Future Retirement: How Much Will You Receive After Retirement?
How much will you receive in retirement income when you retire? Here are some examples that will demonstrate how your retirement income is calculated.
Military Buyback: Should I Pay the Money?
A Federal employee with prior military service has the option of making a deposit into the retirement fund, in order to receive credit for this service in his annuity. Is it worthwhile for the employee to make the deposit?
Why Did Your Federal Annuity Payment Go Down?
We have received numerous queries from readers asking why their annuity payments decreased in January. Here is our explanation of what has occurred.
Overpaying FERS Annuity Supplements?
What is the FERS annuity supplement and how is it calculated? The author says that OPM is over-paying FERS annuity supplements because of differences in how OPM calculates the supplement from how the Social Security Administration calculates payments.
What is the Maximum Annuity Supplement in 2010?
FERS employees who retire prior to age 62 are entitled to an annuity supplement, either immediately or upon attaining the MRA (Minimum Required Age). Some believe the supplement can equal, or even exceed, the amount of the annuity itself. Can this be true?
What are “Deemed” Salaries, in the FERS Annuity Supplement?
In calculating a FERS annuity supplement, you will find some years in which a retiree was not in pay status for the entire year. When this happens, the retiree’s salary for the entire year must, by law, be “deemed,” or legally fabricated. How is this done? Here is an explanation.
Divorce, Death, Children and a Federal Retirement Annuity
A federal court has upheld OPM in following the order of a divorce court to pay a portion of a retiree’s civil service annuity to his two adult children following the death of his ex-wife.
Your Unused FERS Sick Leave: How Much is it Worth At Retirement?
Until late last year, FERS employees in the twilight of their careers were faced with a dilemma: What should I do about my sick leave? This has recently changed and FERS employees now receive credit for their sick leave. How does this work in practice?
How Much Of A Tax Break Will I Get On My Retirement Annuity When I Retire?
You have contributed to a retirement fund for years. How do taxes work when you begin to withdraw that money? Here is a quick explanation.
